Senior Underwriter & Portfolio Manager, ABL/Cash Flow

Madison-Davis, LLC; New York (NY); Hybrid; USD 120,000 - 150,000; Full time

Job summary

Madison-Davis, LLC, a growing commercial banking institution in New York, seeks an Assistant Vice President – Underwriter & Portfolio Manager to join its Credit Risk team in a hybrid role.

The role focuses on underwriting new lending transactions, managing a portfolio of asset-based and cash-flow loans, and providing ongoing credit oversight throughout the life of each credit. Strong analytical and communication skills are essential.

Qualifications

• Bachelor’s degree in finance, accounting, economics, or related field.
• Minimum five years in commercial lending, credit underwriting, and portfolio management (ABL or cash-flow experience a plus).
• Advanced proficiency in Excel, Word, and financial modeling.
• Strong communication and presentation skills; ability to distill complex information into actionable insights.

Responsibilities

• Underwrite new commercial lending transactions, with focus on asset-based and cash-flow lending.
• Perform due diligence on borrowers, sponsors, guarantors, collateral, industries, and markets.
• Prepare credit memoranda and present recommendations to internal credit committees.
• Review loan documents for consistency with approved terms and conditions.
• Monitor borrower financial performance and covenant compliance.
• Conduct quarterly, semi-annual, and annual credit reviews.
• Identify emerging credit risks and recommend risk mitigation strategies.
• Maintain complete credit files for audits and regulatory examinations.
• Collaborate with Relationship Managers and senior credit professionals on credit decisions.

Skills

Communication

Presentation

Education

Bachelor’s degree in finance, accounting, economics, or related field

Tools

Excel

Word

Financial modeling

Job description

Madison-Davis, LLC, a growing commercial banking institution in New York, seeks an Assistant Vice President – Underwriter & Portfolio Manager to join its Credit Risk team in a hybrid role.

The role focuses on underwriting new lending transactions, managing a portfolio of asset-based and cash-flow loans, and providing ongoing credit oversight throughout the life of each credit. Strong analytical and communication skills are essential.