Senior Underwriter, North America Fronting

Risk Specialists Companies Insurance Agency, Inc.; Boston (MA); On-site; USD 80,000 - 100,000; Full time

Job summary

A Senior Underwriter for North America Fronting at American International Group, Inc. will support and service complex fronting accounts, coordinating with multiple teams to ensure compliance and accurate bookings.

The role requires 3+ years in insurance underwriting, strong communication with clients and brokers, and the ability to work under pressure while maintaining high standards. AIG offers competitive benefits and a collaborative work environment.

Qualifications

• 3+ years of relevant experience in insurance underwriting or a related field.
• Strong communication with clients and brokers, including meetings.
• Proactive, motivated, well-organized, and able to work with minimal supervision.
• Excellent time management and ability to meet deadlines under changing requirements.
• Proven ability to influence and collaborate across teams.

Responsibilities

• Collaborate with Captive Solutions Fronting Team to verify program structure and reinsurer details.
• Work with Legal, Actuarial, Credit & Collateral teams to ensure fronting deals comply.
• Collect program, premium, claims, and reinsurance documentation after binding.
• Perform sanctions and screening checks.
• Coordinate with Associate Underwriter to ensure booking and coding accuracy.
• Ensure cash collections and transfers to captives/reinsurers align with bookings.
• Address client/broker questions or escalate to leadership when needed.
• Make independent market calls to cross-market products.
• Refer declined business to appropriate AIG divisions and participate in client calls.
• Prepare for and respond to captive audits.

Skills

Client communication

Time management

Analytical skills

Relationship management

Organizational skills

Tools

MS Outlook

Teams

Excel

Word

Job description

Senior Underwriter - North America Fronting

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter, North America Fronting to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals.

We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague - empowering our people to grow as insurance professionals and add more value to our customers and AIG.

This position is a Senior Underwriter for North America Fronting. Main focus will be the support and servicing of complex fronting accounts. The position will require an individual to have general knowledge of multiple lines of coverage and topics. They will support the Senior Team leader and assume account responsibilities under their direction.

How you will create an impact

• Work closely with Captive Solutions Fronting Team and liaise with Product pillars to verify program structure and reinsurer details.
• Work closely with the support teams (Legal, Actuarial, Credit & Collateral Management) to ensure fronting deals are in full compliance.
• Once bound, collect all necessary program (premium and claims) details and reinsurance documentation.
• Perform sanctions and screening checks.
• Work with Associate Underwriter to ensure booking and coding on accounts are completed.
• Ensure cash collections and onward transfers to captives/reinsurers are prompt and in line with bookings.
• Resolve account-related questions from internal peers and/or Clients/ Brokers that are within their scope; or elevate to leadership.
• Make independent sales calls to market and cross-market products.
• Refers declined business to other AIG divisions, as appropriate.
• Participate in client (internal/external) conference calls.
• Prepare for and help respond to all captive audits.

What you'll need to succeed

• 3+ yrs relevant experience, preferably within the insurance industry.
• Must be articulate and personable as there will be communication with clients and brokers including attendance at meetings.
• Proactive, highly motivated, well-organized, self-sufficient, and able to demonstrate the ability to work productively under minimum supervision.
• Excellent time management skills with ability to work with deadlines and be responsive and flexible to client needs and changes in program requirements.
• Ability to manage by influence demonstrating strong communication, relationship management, organizational and analytical skills.
• Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to deliver expected results.
• Highly motivated and results-oriented, proven creative problem solver.
• Demonstrated ability to understand and work with analytical tools, reports and technology.
• Computer literacy required: Microsoft IT packages preferred – MS Outlook, Teams, Excel, Word, etc.

For positions based in Boston the base salary range for this position is $80,000-$100,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan.

For positions based in New York the base salary range for this position is $80,000-$100,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan.

Your actual compensation will be dependent on your skills, experience, and qualifications.

In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [e-mail].

Functional Area: UW - Underwriting Risk Specialists Companies Insurance Agency, Inc.

As a global risk leader with deep industry expertise and innovative solutions to smartly manage risk, AIG enables our clients’ growth in ways they never thought possible. We also do the same for our colleagues, because we know our people are our greatest strength – the source of every insight, every idea and every innovation. When we're working as one team to do what's right for our colleagues and our communities, we can achieve excellence together. We encourage colleagues to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs.

Join our Talent Community. Additional information about AIG can be found at www.aig.com | YouTube | Instagram | LinkedIn.