Senior Underwriter, Financial Institutions, Financial Lines

Risk Specialists Companies Insurance Agency, Inc.; New York (NY); On-site; USD 110,000 - 135,000; Full time

Benefits offered by this job

Bonus eligible

Job summary

AIG is seeking a Senior Underwriter, National Accounts, Financial Institutions, to drive profitable growth by underwriting new and renewal FI business and strengthening broker relationships.

You will negotiate pricing and terms, mentor junior underwriters, and collaborate across teams to target high-value accounts while maintaining top-tier customer service.

Qualifications

• Proven underwriting experience with knowledge of US Financial Lines (D&O, EPL, PTL, Cyber, Fidelity).
• Ability to analyze financial statements.
• Strong communication, networking and relationship-building skills.
• Good organizational and time-management skills.
• Customer and sales oriented behaviors: motivated, tenacious, proactive, and accountable.
• Interest in mentoring and training if you have not held these duties previously.

Responsibilities

• Underwrite a range of new and renewal Financial Institutions business.
• Communicate risk appetite and value proposition to brokers.
• Negotiate pricing, terms, and deal structure with brokers and clients.
• Expand broker network and attend events to build relationships.
• Collaborate with Distribution and other underwriters to target accounts and cross-sell.
• Provide guidance and mentoring to junior underwriters.

Skills

Underwriting experience

Financial statements analysis

Communication & networking

Time management

Mentoring interest

Relationship building

Job description

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter, National Accounts, Financial Institutions, to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team. Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

This role is your opportunity to drive profitable growth in Financial Institutions by working on creative solutions for complex risks. You will be responsible for underwriting a range of new and renewal business, using your proven relationship building skills. We want you to work closely with brokers to communicate risk appetite and our value proposition – and to understand the deal structures, terms and products that best meets clients’ needs. You will then negotiate pricing, terms & conditions, and deal structure with brokers and clients. It will be important to generate new business by expanding your broker network, attending broker events, and building new relationships across the market. You will collaborate with AIG Distribution, territory managers, and underwriters in other business lines to target desirable accounts and cross‑selling opportunities. As a senior member of the team, you will set a high standard of customer service to brokers and clients – providing an example for junior colleagues to follow. You will also provide guidance, mentoring and training to less‑experienced underwriters – and support them in building their broker network.

What you’ll need to succeed

• Proven underwriting experience, with good knowledge of US Financial Lines business (D&O, EPL, PTL, Cyber, Fidelity).
• The ability to analyze financial statements.
• Strong communication, networking and relationship building skills.
• Good organizational and time management skills.
• Customer and Sales orientated behaviors: motivated, tenacious, focused, technically skilled, proactive, and accountable.
• An interest in mentoring and training if you have not held these duties previously.

The base salary range is $110,000-$135,000, and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan.

We’re proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far‑reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever‑better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [e-mail].

Functional Area: UW - Underwriting Risk Specialists Companies Insurance Agency, Inc. As a global risk leader with deep industry expertise and innovative solutions to smartly manage risk, AIG enables our clients’ growth in ways they never thought possible. We also do the same for our colleagues, because we know our people are our greatest strength – the source of every insight, every idea and every innovation. When we're working as one team to do what's right for our colleagues and our communities, we can achieve excellence together. We encourage colleagues to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs.

Join our Talent Community. Additional information about AIG can be found at www.aig.com | YouTube | Instagram| LinkedIn.