Senior Underwriter, Environmental, Retail Casualty

American International Group (AIG); New York (NY); On-site; USD 90,000 - 110,000; Full time

Benefits offered by this job

Total Rewards Program

Bonus eligibility

Job summary

American International Group (AIG) in New York is seeking a Senior Underwriter to impact environmental underwriting. The role offers growth, client relationships, and collaboration with brokers and distribution teams to target accounts.

You will evaluate submissions, negotiate terms, mentor junior underwriters, and contribute to a risk-based book of business while delivering superior service. This is an in-person role with a focus on collaboration and exceptional client service.

Qualifications

• Minimum 3+ years of Commercial Insurance Company, Agency, or Brokerage experience.
• Bachelor's degree from a four-year college or university.
• Proven ability to build and maintain strong professional relationships.
• Demonstrated expertise in environmental casualty products, including coverage forms, regulatory frameworks, and risk evaluation.
• Demonstrated sales, marketing, and relationship building experience.
• Very strong verbal and written communication skills.

Responsibilities

• Communicate risk appetite and NA Casualty Value Proposition to brokers.
• Collaborate with Distribution, Territory Managers, and other underwriters to target desirable accounts and cross-selling opportunities from brokers.
• Rapidly evaluate, prioritize, and select submissions to be underwritten.
• Work with brokers to understand deal structures, terms, and AIG Services that best meets clients’ needs.
• Negotiate pricing, terms & conditions, and deal structure with brokers and clients.
• Participate in special underwriting projects as needed.
• Develop strong, long-term relationships with brokers and clients to profitably grow a book of business.
• Mentor, train and develop underwriters.
• Provide superior customer service to brokers and clients.

Skills

Relationship building

Communication skills

Analytical thinking

Education

Bachelor's degree

Job description

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Environmental Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague - empowering our people to grow as insurance professionals and add more value to our customers and AIG.

How you will create an impact

Communicate risk appetite and NA Casualty Value Proposition to brokers.

Collaborate with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross-selling opportunities from brokers.

Rapidly evaluate, prioritize, and select submissions to be underwritten.

Work with brokers to understand deal structures, terms, and AIG Services that best meets clients’ needs.

Negotiate pricing, terms & conditions, and deal structure with brokers and clients.

Participate in special underwriting projects as needed.

Develop strong, long-term relationships with brokers and clients to profitably grow a book of business.

Collaborating with their manager, develop an individual business plan that is in line with product strategies.

Responsible for maintaining risk selection in adherence with product guidelines and for achieving rate, renewal retention, and new business goals.

Mentor, train and develop underwriters.

Provide superior customer service to brokers and clients.

What you'll need to succeed:

• Minimum 3+ years of Commercial Insurance Company, Agency, or Brokerage experience.
• Bachelor's degree from a four-year college or university.
• Proven ability to build and maintain strong professional relationships.
• Demonstrated expertise in environmental casualty products, including Combined GL, Auto, Excess Liability, and CPL products, with strong knowledge of coverage forms, regulatory frameworks, and risk evaluation.
• Demonstrated sales, marketing, and relationship building experience.
• Very strong verbal and written communication skills.
• Highly motivated and results oriented.
• Ability to work in dynamic, rapidly changing environment, adapt to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
• Willingness to be flexible, learn on the job, and maintain a can-do attitude.
• Comfort with analytical tools and technology.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

AIG is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [e-mail].

The base salary range for this position is $90,000-$110,000 and the position is eligible for a bonus in accordance with the terms of the applicable incentive plan. Your actual compensation will be dependent on your skills, experience, and qualifications. If your compensation expectations are above the posted range, we still encourage you to apply—your unique background matters to us. In addition, we're proud to offer a range of competitive benefits, a summary of which can be viewed here: US Benefits Overview.

Ready to step up to new challenges? We would love to hear from you.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

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