Senior Underwriter — Consumer & Indirect Auto Loans

Right Talent Right Now; Melbourne (FL); On-site; USD 75,000 - 110,000; Full time

Job summary

A financial services firm is seeking a Senior Underwriter to evaluate consumer, home equity, and small business loan applications in Melbourne, Florida. Candidates should possess over 5 years of experience in consumer lending underwriting, focusing on indirect loans. Responsibilities include liaising with automotive dealers, maintaining loan standards, and ensuring compliance with lending regulations. Strong analytical and interpersonal skills are essential for this role, which promises a collaborative work environment and competitive salary.

Qualifications

• 5 to 7 years prior experience in consumer lending underwriting.
• Minimum of 2 years underwriting indirect loans through indirect dealers.
• Experience in non-mortgage consumer underwriting.

Responsibilities

• Evaluates loan applications and makes sound lending decisions.
• Communicates with dealer employees regarding loan decisions.
• Maintains higher credit authority for complex loans.
• Educates dealer employees on program guidelines.
• Reviews and documents decisions on loan applications.

Skills

Strong consumer and credit knowledge

Analytical abilities

Interpersonal skills

Ability to analyze financial statements

Knowledge of automated underwriting tools

Excellent communication skills

Education

High School plus additional coursework

Job description

A financial services firm is seeking a Senior Underwriter to evaluate consumer, home equity, and small business loan applications in Melbourne, Florida. Candidates should possess over 5 years of experience in consumer lending underwriting, focusing on indirect loans. Responsibilities include liaising with automotive dealers, maintaining loan standards, and ensuring compliance with lending regulations. Strong analytical and interpersonal skills are essential for this role, which promises a collaborative work environment and competitive salary.