Senior Underwriter – Complex Risks

Chartered Property Casualty Underwriters Society; Atlanta (GA); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive Salary

Bonus Structure

Profit Sharing

Medical, Dental, Vision Insurance

Employer Paid Short Term Disability

Employer Paid Long Term Disability

Employer Paid Life Insurance

Voluntary Life Insurance

401K with Company Match

PTO

Job summary

Builders is seeking an Executive Underwriter to evaluate, select, and underwrite the most complex policies within a designated area, ensuring alignment with program standards and objectives.

The role requires regulatory compliance, precise pricing, collaboration with other departments, and leadership in risk assessment for agents, members, and prospects.

A Georgia-licensed candidate with a four-year degree in insurance or related discipline and multi-line underwriting experience is preferred.

Qualifications

• Bachelor's degree in Insurance or related discipline or equivalent combination of education and/or experience.
• State of Georgia Property and Casualty Agents License and six or more years of insurance experience in Underwriting, with experience in policy processing and multi-line experience.

Responsibilities

• Serve as the most senior staff member assigned the most intricate policies and situation for resolution.
• Review new applications, and loss information to thoroughly evaluate risk and determine eligibility for program inclusion. Adhere to underwriting guidelines established by assigned programs.
• Exercise discretion in accordance with authority levels when assessing each risk.
• Adhere to National Council on Compensation Insurance (NCCI) regulations and guidelines while assessing and binding risks.
• Ensure precise pricing of individual risks and propose adjustments beneficial to the company's underwriting policies and procedures.
• Prepare quotes and revised quotes for agents' consideration.
• Serve as a point of contact for customer service inquiries, addressing questions and resolving issues from agents, members, and prospects in a courteous and efficient manner.
• Review monthly renewals for pricing adjustments or non-renewal decisions based on historical data.
• Utilize specialized expertise to evaluate changes recommended by internal staff for accounts under evaluation by the Underwriting team.
• Collaborate with other departments to service accounts and minimize losses.
• Perform other duties as assigned.

Skills

Interpersonal skills

Customer service

Autonomy

Time management

Problem solving

Negotiation

Project management

Communication

Education

Bachelor's degree in Insurance or related discipline

Tools

Microsoft Office Suite

Job description

Builders is seeking an Executive Underwriter to evaluate, select, and underwrite the most complex policies within a designated area, ensuring alignment with program standards and objectives.

The role requires regulatory compliance, precise pricing, collaboration with other departments, and leadership in risk assessment for agents, members, and prospects.

A Georgia-licensed candidate with a four-year degree in insurance or related discipline and multi-line underwriting experience is preferred.