Senior Underwriter

Shepherd; San Francisco (CA); On-site; USD 160,000 - 205,000; Full time

Benefits offered by this job

Premium Healthcare – 100% contribution

Unlimited PTO

Daily lunches, dinners, and snacks

Professional Development

401(k) Plan

Dog-friendly office

Job summary

A technology-driven insurance firm is seeking a Senior Underwriter in San Francisco. This role involves developing and negotiating coverage terms, requiring 5+ years of experience in commercial underwriting. The ideal candidate will possess exceptional interpersonal skills and a strong sales background. Benefits include premium healthcare, unlimited PTO, and professional development opportunities. This position is full-time and emphasizes a client-centric underwriting approach.

Qualifications

• Minimum of 5+ years of experience in commercial underwriting, preferably in construction or casualty.
• Ability to manage multiple tasks/projects simultaneously.
• Demonstrated success in marketing, new business development, and negotiation.

Responsibilities

• Develop and negotiate pricing, coverage, terms, and conditions for new business and renewals.
• Identify target accounts that fit the underwriting appetite.
• Make quick, informed underwriting decisions tailored to clients' needs.

Skills

Commercial underwriting experience

Strong work ethic

Exceptional interpersonal skills

Strong sales and marketing skills

Risk analysis background

Education

Bachelor’s degree or equivalent experience

Job description

Senior Underwriter

Company: Shepherd

Base Pay Range: $160,000.00/yr - $205,000.00/yr

What We Do

Shepherd is a technology-driven Managing General Underwriter (MGU) transforming commercial Property & Casualty insurance for high-hazard industries. Our mission is to make risk frictionless for the builders and operators shaping the physical world — protecting progress from concept through construction and into decades of operation.

We’re building the fastest, smartest commercial risk platform, where underwriting expertise, data, and automation work together to deliver:

• Faster decisions
• Smarter, more accurate pricing
• Better risk outcomes

With Shepherd, safety, speed, and quality no longer trade off against one another — they compound. We’re not just modernizing insurance products. We’re building the risk infrastructure for the next generation of financial services, where technology, underwriting, and partnerships operate in harmony to support the world’s most important industries — and the progress they make possible.

Role

About You: We are looking for a motivated and eager individual who’s passionate about the future of construction and eager to do the best work of their career.

You would be a dream candidate if:

• Minimum of 5+ years of previous experience in the commercial underwriting space (Construction, Casualty, and/or Builder's Risk experience preferred)
• Not afraid of ambiguity
• Strong work ethic, self‑motivated, able to manage multiple tasks/projects simultaneously
• Exceptional interpersonal skills (verbal and written) and a high EQ
• Strong sales and marketing skills; able to position accounts and close deals
• Underwriting duties include developing and negotiating price, coverage, terms and conditions for all new business and renewals while actively identifying target accounts that fit Shepherd’s underwriting appetite
• Bachelor’s degree or equivalent experience

About the Role: Shepherd's underwriting approach will be client‑centric with a heavy emphasis on an efficient process. Our goal is to leverage our technology and data to make quick, informed underwriting decisions tailored to our client's specific needs.

• Demonstrated success in marketing, producer management, new business development, and the ability to successfully negotiate on all levels with both internal and external partners
• Teamwork, communication, and negotiation skills required
• Solid background in risk analysis and experience with construction and/or casualty underwriting
• Knowledge and proficiency with compliance, coverage, products and pricing strategies
• Be adaptable and creative in a fast‑paced startup environment

This is an onsite position in our New York City, San Francisco, or Dallas Fort Worth offices.

Benefits

• 🏥 Premium Healthcare – 100% contribution to top‑tier health, dental, and vision
• 🏖️ Unlimited PTO – Flexibility to take the time off, recharge, and perform
• 🥗 Daily lunches, dinners, and snacks – We work together, and enjoy meals together
• 🖥️ SF, NYC, or Dallas‑Fort Worth Offices – Premium office spaces on both coasts with daily lunches provided
• 📚 Professional Development – Access to premium coaching, including leadership development
• 🏦 401(k) Plan – Competitive 401(k) plan offered
• 🐶 Dog‑friendly office – Plenty of dogs to play with and make friends with in the SF office

Seniority Level

Mid‑Senior level

Employment Type

Full‑time

Job Function

Finance and Sales

Industries

Insurance