Senior Underwriter

Shepherd; San Francisco (CA); On-site; USD 125,000 - 190,000; Full time

Benefits offered by this job

Premium Healthcare

Fertility benefits

Unlimited PTO

Daily meals

Office in SF/NYC/LA/Dallas/Chicago

Professional Development

401(k)

Dog-friendly office

Job summary

Shepherd is seeking an experienced underwriter to join our client-centric team. This onsite role supports efficient underwriting decisions tailored to client needs across our NYC, SF, Chicago, LA, and Dallas offices.

Candidates should have 5+ years in commercial underwriting (construction, casualty, builder's risk) and a bachelor’s degree or equivalent. You will lead negotiations, manage multiple accounts, and collaborate with internal and external partners to close deals.

Qualifications

• Minimum 5+ years in commercial underwriting (Construction, Casualty, and/or Builder's Risk preferred).
• Ability to manage multiple tasks/projects simultaneously.
• Exceptional verbal and written interpersonal skills with high EQ.
• Bachelor’s degree or equivalent experience.

Responsibilities

• Marketing, producer management, new business development, and ability to negotiate on all levels with internal and external partners.
• Teamwork, communication, and negotiation skills are required.
• Solid background in risk analysis and experience with construction/casualty underwriting.
• Be adaptable and creative in a fast paced startup environment.

Skills

Commercial underwriting

Negotiation

Sales & marketing

Client management

Interpersonal skills

Education

Bachelor’s degree or equivalent experience

Job description

What We Do

Shepherd is an AI-native commercial insurance platform transforming how high-hazard industries get covered. Our mission is to make risk frictionless for the builders and operators shaping the physical world — protecting progress from concept through construction and into decades of operation.

The infrastructure behind the AI boom — data centers, semiconductor fabs, renewable energy assets — has to be built and insured. But traditional carriers weren't built for this speed:

• Complex commercial construction projects routinely wait weeks for a single quote
• Legacy carriers rely on static applications and disconnected systems
• Brokers chase carriers through calls, emails, and resubmissions

We built Shepherd to solve that. Our AI performs the same underwriting workflows in seconds, and integrates real-time data from construction technology partners — Procore, Autodesk, OpenSpace, DroneDeploy, and others — to see risk as it actually exists, not just as it was reported on a static form.

We're pursuing the most ambitious technical vision in commercial insurance: fully autonomous underwriting. We're closing in on the first fully agentic submission in the industry — email in, price out, no human intervention until the last mile.

With Shepherd, safety, speed, and quality no longer trade off against one another — they compound. We're building:

• Faster decisions
• Smarter, more accurate pricing
• Better risk outcomes for insureds who invest in safer practices

We're not just modernizing insurance products. We're building the risk infrastructure for the next generation of financial services.

About You

We are looking for a motivated and eager individual who’s passionate about the future of construction and eager to do the best work of their career.

You would be a dream candidate if…

• You have a minimum of 5+ years of previous experience in the commercial underwriting space (Construction, Casualty, and/or Builder's Risk experience preferred)
• You aren’t afraid of ambiguity
• You have a strong work ethic, are self-motivated, and have the ability to manage multiple tasks/projects simultaneously
• You have exceptional interpersonal skills (verbal and written) and a high EQ
• You have strong sales and marketing skills and are able to position accounts and close deals
• Underwriting duties will include developing and negotiating price, coverage, terms and conditions for all new business and renewals while actively identifying target accounts that fit Shepherd’s underwriting appetite
• Bachelor’s degree or equivalent experience

About the Role

Shepherd's underwriting approach will be client-centric with a heavy emphasis on an efficient process. Our goal will be to leverage our technology and data to make quick, informed, underwriting decisions tailored to our client's specific needs.

• Candidates must be able to demonstrate success in marketing, producer management, new business development, and the ability to successfully negotiate on all levels with both internal and external partners.
• Teamwork, communication, and negotiation skills are required.
• Solid background in risk analysis and experience with construction and/or casualty underwriting.
• Knowledge and proficiency with compliance, coverage, products and pricing strategies.
• Be adaptable and creative in a fast paced startup environment

This is an onsite position in our New York City, San Francisco, Chicago, Los Angeles, or Dallas Fort Worth offices.

Benefits

Premium Healthcare
100% contribution to top-tier health, dental, and vision

Fertility benefits and family building support

Unlimited PTO
Flexibility to take the time off, recharge, and perform

Daily lunches, dinners, and snacks
We work together, and enjoy meals together too

SF, NYC, Dallas-Fort Worth, Chicago and LA Offices

Professional Development
Access to premium coaching, including leadership development

Competitive 401(k) Plan

Dog-friendly office
Plenty of dogs to play with and make friends with in the SF office