Senior Underwriter

AXA Group; Atlanta (GA); On-site; USD 108,000 - 209,000; Full time

Job summary

AXA XL, the P&C and specialty risk division of AXA, seeks an underwriter to manage underwriting and production of individual risk accounts within a team. You will maintain broker relationships, participate in risk audits, and support strategic marketing initiatives to grow market share.

The role requires experience in commercial property insurance, strong policy rating knowledge, and excellent communication skills.

Qualifications

• Experience in the insurance industry, with an emphasis on commercial property insurance.
• Proficient in policy rating systems.
• Familiarity with policy and contract wording.
• Excellent written and verbal communication.
• Strong analytical and mathematical skills.
• Ability to work independently with customer focus.

Responsibilities

• Underwrite and produce individual risk accounts.
• Maintain client/broker contacts and relationships.
• Contribute to risk audit processes.
• Manage T&E expenditures with Territory Manager.
• Develop annual personal P&D plan with leadership.
• Assist in training and onboarding of new hires.
• Underwrite terms, conditions, and pricing for property facultative business.
• Maintain audit results by adhering to guidelines.
• Communicate with underwriting, actuarial, legal, and claims teams for profitability.
• Maintain and service a book of business; provide top customer service.
• Participate in development activities: identify brokers/markets; marketing with brokers; broker/client visits as needed.
• Collaborate in a high-performance team setting.

Skills

Underwriting

Policy rating

Policy wording

PC skills

Math aptitude

Attention to detail

Communication

Teamwork

Job description

The Underwriter will, under direction of assigned manager and in accordance with established procedures: underwrite and maintain/service profitable new and renewal business exercising self-supported judgment based on comprehensive knowledge of policy form terms and conditions and coverage intent; increase our market share, our visibility, and solidify our position as a leader in the marketplace by participating in marketing activities; be dedicated to maximizing the efficiency of the group, maintaining morale, and providing quality service to internal and external customers.

Whatyou’ll be doing

What will your essential responsibilities include?

• Responsible for underwriting and production of individual risk accounts
• Maintain client/broker contacts and relationships as appropriate.
• Contribute to individual risk audit process as appropriate.
• Manage individual risk T&E expenditures as appropriate in coordination with Territory Manager.
• Contribute to and develop annual personal P&D plan in coordination with Property Fac leadership team.
• Contribute to individual risk division training and new hire onboarding as appropriate.
• Underwrite terms and conditions and establish pricing for new and renewal property facultative business by gathering, reviewing, and analyzing account information.
• Achieve consistent satisfactory internal/external audit results by adhering to underwriting guidelines, regulatory and rating guidelines.
• Effectively communicate with underwriting, actuarial, legal, underwriting service department and claims staff to ensure profitability of accounts.
• Maintain and service a book of business by analyzing endorsement requests, participating in large loss and customer account team meetings, audits and provide top quality customer service to brokers and cedants.
• Participate in the strategic planning and implementation of business development activities including but not limited to: identification of key brokers and markets; participation in marketing to external brokers and cedants, which includes activities and events; completion and implementation of action plans from marketing activities; and accompany other underwriters on broker/client visits as needed.
• Work effectively in a team setting; contribute to the creation and sustaining of a high-performance team by embracing and understanding team and unit goals
• Contribute to and implement actions to improve performance and efficiency.

You will report to Property Facultative Individual Risk Territory Manager.

What you will BRING

We’re looking for someone who has these abilities and skills:

• Experience in the insurance industry, with an emphasis on commercial property insurance.
• Understand policy rating and be proficient in the use of policy rating systems.
• Familiarity with policy and contract wording
• Outstanding PC skills
• Math Aptitude
• Underwriter must be detail oriented and accurate, have demonstrated organizational skills and flexibility, have excellent verbal and written communication skills as well as interpersonal skills.
• Ability to apply creative, analytical and mathematical skills to problem-solving; have the ability to work without supervision, have excellent customer focus, responsiveness and multi-tasking abilities.
• Team-oriented and have a consistent commitment to excellence, have the ability to enter information accurately and have the ability to work in a fast-paced environment.

Who WE are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business - property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com.

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic.

At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success.

That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential.

It's about helping one another - and our business - to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL.

AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL's Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides enterprising compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called "Roots of resilience", focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars:

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We’re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s "Hearts in Action" programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD 107,600 - 209,100.

Actual pay will be determined based upon the individual's skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as an enterprising retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.