Property Underwriter II, Large Commercial

AXA XL; Los Angeles (CA); On-site; USD 87,000 - 170,000; Full time

Benefits offered by this job

Flexible working arrangements

Family-friendly leave benefits

Diversity and inclusion initiatives

Volunteer programs

Job summary

AXA XL, the P&C and specialty risk division of AXA, is seeking a Southwest Property Underwriter to secure profitable business by delivering tailored solutions for clients in liaison with brokers and internal partners.

You will evaluate risk, structure pricing, issue policies and endorsements, and service clients while pursuing cross-selling opportunities. The role reports to a senior member of the West Region, NA Property Underwriting team.

Qualifications

• Property underwriting experience with thorough technical knowledge.
• Basic understanding of global and domestic property underwriting; large accounts and HPR a plus.
• Bachelor’s Degree preferred; CPCU and ARM designations a plus.
• Excellent analytical skills.
• Excellent communication skills.
• Excellent marketing, presentation and negotiation skills.
• Ability to develop and maintain relationships with customers, producers and trading partners.
• Solid leadership and management skills.
• Excellent decision-making skills.

Responsibilities

• Develop tailor-made solutions by considering underwriting guidelines and policy to win new business and retain customers.
• Evaluate risk premium considering risk costs, reinsurance cessions, and administration costs for profitability.
• Initiate cross-selling opportunities.
• Ensure timely implementation of New and Renewal accounts per quality standards (policy and invoices).
• Monitor premium collection per standards and take actions.
• Advise and service clients on insurance and risk management matters; respond to AXA XL queries promptly.
• Ensure timely endorsements and proper hand-over for implementation.
• Develop best practices and share underwriting knowledge within the team.
• Foster positive client relationships to understand their needs.

Skills

Property underwriting

Analytical skills

Communication skills

Marketing

Negotiation

Relationship building

Leadership

Decision-making

Education

Bachelor’s degree

CPCU

ARM

Job description

Working as part of the Southwestern Property Underwriting team, the role will be focused on securing and maintaining profitable business opportunities through leading edge solutions for client needs. Therefore, the role requires a significant amount of interaction with Clients, Brokers and internal stakeholders.

What You’ll Be Doing

• Developing and structuring tailor-made solutions by considering the Property Underwriting guidelines and Underwriting policy to win new business and retain existing customers.
• Evaluating appropriate risk premium by considering the risk costs inherent to the Property Sector, reinsurance cessions as well as the underwriting and general administration costs to ensure profitability.
• Initiate opportunities for cross-selling.
• Control timely implementation of New and Renewal accounts according to quality standards (including policy- and invoice issuance).
• Monitor premium collection according to standards and take actions.
• Advise, assist and service clients on insurance and risk management matters to ensure clients satisfaction and respond to client and AXA XL queries in a timely manner.
• Ensure timely implementation of Policy endorsements and ensure proper hand-over for implementation.
• They will develop best practice and the sharing of underwriting knowledge within the team.
• Proactively foster positive relationship with clients to get mutual understanding of their needs.

You will report to a senior member of the West Region, NA Property Underwriting team.

What You’ll Bring

• Property underwriting experience with thorough technical knowledge of underwriting, rating methodologies, forms and business processes.
• Candidate needs to have basic understanding of global and domestic property underwriting. Large account experience and HPR background is a plus.
• Bachelor’s Degree preferred; professional designations CPCU, ARM a plus.
• Excellent analytical skills.
• Excellent communication skills.
• Excellent marketing, presentation and negotiation skills.
• Ability to develop and maintain relationships with customers, producers and trading partners.
• Solid leadership and management skills.
• Excellent decision-making skills

Who We Are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

What We Offer

Inclusion

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

It’s about helping one another — and our business — to move forward and succeed.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD 87,400 - 170,000.

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues’ development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.