Senior Trust Advisor

Fifth Third; Naples, Northern (FL, KY); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Comprehensive benefits

Incentive compensation plan

Competitive compensation

Job summary

Fifth Third Bank is seeking a Senior Trust Advisor in Naples, FL to provide fiduciary leadership and sophisticated trust solutions to high-net-worth clients. You will manage complex trusts, ensure compliance, and collaborate with Private Bank partners to grow relationships.

You will review estate plans, supervise trust administration, and deliver tailored fiduciary strategies while upholding the bank’s risk and ethics standards and supporting client satisfaction.

Qualifications

• Bachelor’s degree in Finance, Accounting, Law, or a related field.
• Advanced degree or professional certification preferred (CTFA/CFP).
• 8–10 years of experience in trust and estate administration.
• Strong knowledge of trust and estate laws/regulations.
• Ability to advise and deliver on complex fiduciary strategies.
• Demonstrated fiduciary judgement and discretion.
• Excellent interpersonal and communication skills.
• Ability to work in a team-oriented/matrix environment.
• Ability to manage multiple priorities and deadlines.
• Proficiency in Microsoft Office Suite.
• High ethical standards and fiduciary responsibility.
• Urgency and continuous improvement mindset.

Responsibilities

• Serve as a Trusted Advisor by developing close client relationships and integrating fiduciary components.
• Coordinate with Private Bank and partners to meet client needs.
• Support Private Bank growth by expanding existing relationships.
• Participate in client presentations and act as subject matter expert on fiduciary strategies.
• Review estate plans and optimize trust relationships through regular meetings.
• Oversee administration of complex trust accounts for compliance and accuracy.
• Interpret estate planning documents and manage trust income and principal.
• Coordinate Private Bank resources to ensure fiduciary responsibility.
• Manage due diligence on new fiduciary appointments.
• Contribute to client satisfaction and retention, addressing at-risk clients.

Skills

Client relationship management

Fiduciary judgement

Communication skills

Teamwork/collaboration

Multitasking/prioritization

Microsoft Office proficiency

Ethical standards

Education

Bachelor’s degree in Finance, Accounting, Law, or related field

Advanced degree or professional certification (e.g., CTFA, CFP)

Job description

Make banking a Fifth Third better® We connect great people to great opportunities.

GENERAL FUNCTION:

The Senior Trust Advisor will provide expertise and fiduciary thought leadership, delivering high-quality fiduciary solutions to clients. This role involves managing personal trusts, ensuring compliance with legal and regulatory requirements, while identifying new and fostering strong existing fiduciary client relationships. The Senior Trust Advisor partners closely with the Private Bank team to support regional growth strategies and deepen client relationships by providing fiduciary advice that aligns with the client’s financial goals and objectives. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensure that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUITES AND RESPONSBILITIES:

• Serve as a Trusted Advisor by developing close, personal relationships with clients and their families, integrating technical fiduciary components with each client’s unique personal situation and values.
• Anticipate clients’ Private Bank service offering needs and coordinate with Private Bank and One Bank partners along with external advisors.
• Actively participate with the Private Bank team by providing support related to expanding and deepening existing relationships.
• Actively participate with the Private Bank team to support new trust business; participate in client presentations, as requested, and serve as subject matter expert concerning fiduciary strategies.
• Understand existing client relationships and create trust optimization strategies to expand and deepen relationships, such as regular estate plan reviews, client meetings, and best practice advice.
• Oversee the administration of complex trust accounts, ensuring compliance with trust documents, legal requirements, and company policies.
• Responsible for the review and interpretation of estate planning documents, timely and accurate administration of trust income and principal.
• Possess strong technical understanding of complex fiduciary documents and strategies.
• Coordinate appropriate Private Bank resources, as needed-- including the tax liaison team, operational support, in house legal counsel and leadership, to ensure proper fiduciary responsibility is maintained.
• Manage the due diligence process on all new fiduciary appointments, including reviewing all critical documents to ensure a complete understanding of client needs and the bank’s ability to meet those needs.
• Play a key role in overall client satisfaction and retention.
• Identify at-risk clients and proactively work to resolve all client issues to drive retention.
• Maintain accurate and up-to-date records of all trust activities.

MINIMUM KNOWLEDGE, SKILLS, AND ABILITIES REQUIRED:

• Bachelor’s degree in Finance, Accounting, Law, or a related field.
• Advanced degree or professional certification (e.g., CTFA, CFP) preferred.
• Minimum of 8-10 years of experience in trust and estate administration, with a proven track record of managing complex trust relationships.
• Strong knowledge of trust and estate laws and regulations as well as industry standards and practices.
• Demonstrated ability to advise and deliver on complex fiduciary strategies.
• Demonstrated proficiency in exercising fiduciary judgement and discretion.
• Excellent interpersonal and communication skills to deliver best-in-class client experience.
• Ability to work in a team orientated/matrix environment.
• Ability to manage multiple priorities and meet deadlines.
• Proficiency in and Microsoft Office Suite.
• High ethical standards and a commitment to fiduciary responsibility.
• Exhibits a sense of urgency and continuous improvement mindset.

Senior Trust Advisor At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other.

Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location.

In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.

You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION -- Naples, Florida 34108

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Introduce yourself to our team to stay connected on future opportunities. We look forward to finding the right place for you.

Fifth Third is a bank that’s as long on innovation as it is on history. Since 1858, we’ve been helping individuals, families, businesses and communities grow through smart financial services that improve lives. With a commitment to taking care of our customers, employees, communities and shareholders, our goal is not only to be the nation’s highest performing regional bank, but to be the bank people most value and trust.