Senior Treasury: Liquidity, Funding & Reporting Leader

Zip Co; United States; Hybrid; USD 162,000 - 175,000; Full time

Benefits offered by this job

Flexible working culture

Incentive programs

Unlimited PTO

Generous paid parental leave

Leading family support policies

Company-sponsored 401k match

Learning and wellness stipend

Office in Union Square

Industry-leading, Zip-covered medical

Job summary

Zip Co is building a best-in-class treasury function to support a rapidly growing lending and fintech business. The Manager, Liquidity, Funding & Reporting owns forecasting, liquidity management, and covenant monitoring to give leadership reliable visibility into cash and funding decisions.

The role offers broad analytical ownership across the function, partnering with Finance, Risk, DCM, and Engineering to scale capabilities.

Qualifications

• 8+ years in treasury or fintech/funding environments
• Hands-on experience with credit facilities, borrowing base, and covenant compliance
• Experience building/rebuilding cash flow forecasting models
• Independently delivering lender reporting and lender relations

Responsibilities

• Own liquidity forecasting model and adapt it as business grows
• Manage liquidity across the capital stack and optimize facility utilization
• Produce periodic variance analyses between forecast and actuals
• Develop scenario/sensitivity models for funding decisions
• Lead treasury reporting and investor/lender reporting efforts
• Monitor securitization framework and covenant monitoring across facilities

Skills

Financial modeling

Cash flow management

Credit facilities

Securitization familiarity

Variance analysis

Lender reporting

Communication

Process infrastructure

Education

Advanced degree in finance/quantitative field

Job description

Zip Co is building a best-in-class treasury function to support a rapidly growing lending and fintech business. The Manager, Liquidity, Funding & Reporting owns forecasting, liquidity management, and covenant monitoring to give leadership reliable visibility into cash and funding decisions.

The role offers broad analytical ownership across the function, partnering with Finance, Risk, DCM, and Engineering to scale capabilities.