Senior Treasury & Liquidity Analyst

Willmar Lakes Area Chamber of Commerce; Willmar (MN); On-site; USD 105,000 - 125,000; Full time

Benefits offered by this job

Paid time off

Paid holidays

Volunteer days

401(k)

ESOP retirement plans

Medical, dental, and vision insurance

Job summary

Heritage Bank NA in Minnesota seeks a Sr. Financial Analyst to drive liquidity, funding, and balance sheet performance. You will own liquidity strategies, funding execution, and ALM activities, partnering with finance leadership to align treasury with strategic objectives.

You will also support capital markets, loan pricing, and reporting, providing expert analysis to guide executive decisions on liquidity, margin, and capital planning. Strong analytical skills required.

Qualifications

• Bachelor's degree in Accounting, Finance, or Business required.
• 5–7 years in treasury, finance, or banking analytics preferred.
• Experience with liquidity management, funding strategies, and balance sheet dynamics.

Responsibilities

• Lead liquidity management and funding operations, owning liquidity strategy.
• Support ALCO processes and interest rate risk modeling.
• Analyze deposit trends, funding costs, and margin optimization.
• Collaborate on capital markets activities including loan pricing and secondary market execution.
• Provide reporting, variance analysis, and regulatory-facing documentation.

Skills

Liquidity management

Funding strategies

ALM (Asset-Liability Management)

Financial analysis

Education

Bachelor's degree in Accounting, Finance, or Business

MBA is a plus

Tools

CSI

Plansmith

Microsoft Excel

Financial modeling

Job description

Heritage Bank NA in Minnesota seeks a Sr. Financial Analyst to drive liquidity, funding, and balance sheet performance. You will own liquidity strategies, funding execution, and ALM activities, partnering with finance leadership to align treasury with strategic objectives.

You will also support capital markets, loan pricing, and reporting, providing expert analysis to guide executive decisions on liquidity, margin, and capital planning. Strong analytical skills required.