Senior Treasury Analyst

Purchasing Power; Atlanta (GA); Hybrid; USD 95,000 - 130,000; Full time

Benefits offered by this job

401(k) Retirement Plan

Paid Time Off

Employee Purchase Program

Job summary

Purchasing Power, part of PROG Holdings, is seeking a Senior Treasury Analyst to support multiple financing facilities and reporting for internal and external stakeholders. The hybrid role is based at Atlantic Station, requiring strong data handling and legal interpretation skills.

The ideal candidate has 5+ years in Treasury/Finance, a Bachelor’s degree in a related field, and advanced Excel capabilities for financial modeling and reporting.

Qualifications

• 5+ years of Treasury, Finance, or Business Analysis experience.
• Ability to read and interpret complex legal documents.
• Advanced Excel skills and financial modeling.

Responsibilities

• Develop into a subject matter expert within the Treasury function.
• Assist with secure setup and initiation of wire and ACH disbursements.
• Read and interpret complex legal documents and apply findings to financing activities.
• Complete weekly sales of new receivables to SPVs.
• Calculate and report on collateral within financing facilities.
• Manage monthly servicer reporting and ensure compliance with financing requirements.
• Maintain all interest schedules for outstanding debt.
• Analyze and communicate financial impacts of business decisions and strategies.
• Partner with IT and Finance teams to ensure data accuracy and integrity.
• Prepare and support annual audit processes.
• Collaborate with banks, lenders, and financial partners on operational matters and funding needs.

Skills

Excel advanced

Analytical skills

Financial modeling

Education

Bachelor’s degree in Finance, Economics, Decision Sciences, Mathematics, or related field

Job description

Purchasing Power is a leading employee purchase program that helps people buy the products and services they need through the convenience of payroll deduction. As part of PROG Holdings (NYSE: PRG), a FinTech holding company with more than 20 years of experience, we’re focused on building simple, responsible financial solutions that put people first. PROG Holdings’ portfolio includes Progressive Leasing, a market leader in lease‑to‑own solutions, Purchasing Power, and Four, a Buy Now Pay Later (BNPL) platform — all united by a commitment to innovation, access, and meaningful impact.

We’re looking for a Senior Treasury Analyst to support all operating activity related to multiple structured finance and credit facilities. This role is responsible for analyzing and preparing monthly and quarterly reporting for both internal and external stakeholders, managing large data sets, and supporting receivables activity tied to financing vehicles.

The ideal candidate brings strong analytical capabilities, attention to detail, and the ability to interpret complex legal and financial documentation. This position plays a critical role in ensuring accurate reporting, maintaining compliance requirements, and supporting strategic financial operations across the organization. This role is a hybrid role in Atlantic Station.

WHAT YOU'LL WORK ON:

• Develop into a subject matter expert within the Treasury function
• Assist with the secure set up and initiation of wire and ACH disbursements
• Read and interpret complex legal documents and apply findings to financing activities
• Complete weekly sales of new receivables to special purpose vehicles
• Calculate and report on collateral within financing facilities
• Manage monthly servicer reporting and ensure compliance with financing requirements
• Maintain all interest schedules for outstanding debt
• Analyze and communicate financial impacts of business decisions and strategies
• Partner with IT and Finance teams to ensure accuracy and integrity of data
• Prepare and support annual audit processes
• Collaborate with banks, lenders, and financial partners on operational matters, transactions, and funding needs

WHAT YOU BRING:

• Hybrid – 3 days onsite | Atlantic Station Office
• Bachelor’s degree in Finance, Economics, Decision Sciences, Mathematics, or related field preferred
• 5+ years of experience in Treasury, Finance, or Business Analysis
• Ability to read and interpret complex legal documents
• Strong proficiency in Microsoft Office, especially advanced Excel (VLOOKUPs, Pivot Tables, large data sets, financial modeling)
• Strong analytical and problem-solving skills with high attention to detail
• Ability to manage projects and processes end-to-end
• Experience translating business requirements into insights and recommendations through reporting
• Highly organized with the ability to manage multiple priorities and meet deadlines
• Strong adaptability, flexibility, and self-starter mindset
• Ability to collaborate effectively across internal departments and external partners

Preferred Qualifications:

• Experience with debt formation and capital markets
• CTP or CFA designation is a plus
• AI‑enabled tools are already part of how work gets done across our organization, and their use will continue to expand over time. We value people who are curious, adaptable, and open to learning as roles and workflows evolve.

WHY THIS ROLE IS UNIQUE:

• We act with intensity, urgency and a passion for supporting our customers and growing our business. We strive for excellence.
• We hold ourselves accountable and expect it of each other. We attack problems with a positive “can do” attitude. We do what we say we’ll do.
• We deliver as one team, working together with integrity, respect, trust, transparency, and fun. We are better because we work here.
• We believe our unique diversity and authenticity makes us a better company, allows us to be our best selves and is a competitive advantage.
• We exhibit innate curiosity and creativity to innovate and reimagine how things can be done. We ask, is there a better way?

WHAT WE OFFER:

• 401(k) Retirement Plan
• Paid Time Off
• Employee Purchase Program

Purchasing Power welcomes and encourages diversity in the workplace. We do not discriminate in any aspect of employment on the basis of race, color, religion, national origin, ancestry, gender, sexual orientation, gender identity and/or expression, age, veteran status, disability, or any other characteristic protected by federal, state, or local employment discrimination laws where Purchasing Power does business.