Senior Technical Architect — Banking Platform & APIs

ZipStaff Inc.; Charlotte (NC); On-site; USD 120,000 - 180,000; Part time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

401(k)

401(k) matching

Paid time off

Referral Program

Job summary

ZipStaff is seeking a Technical Architect for a global technology services firm to replace vendor collateral products with a custom platform at a major US bank in Charlotte, NC on-site.

You will own end-to-end technical design across a phased roadmap: P0 core controls, P1 automation, P2 AI. This is a hands-on architecture seat, not a coding-only role, guiding onshore and offshore teams through governance and reviews.

Qualifications

• 15+ years in software engineering and architecture, including 6+ years as a solution/technical architect on banking or lending platforms.
• Proven architecture of large custom banking platforms; lending collateral experience preferred.
• Microservices, domain-driven design, and API-first/event-driven architecture.
• Hands-on Java/Spring Boot or .NET, REST/GraphQL, Kafka or equivalent messaging.
• Cloud-native architecture on AWS or Azure (containers, Kubernetes, managed services).
• Data architecture: Oracle, PostgreSQL, SQL Server; ETL/ELT; data modeling.

Responsibilities

• Define target-state architecture for collateral engine, integration hub, data hub, and UI/workflow layer.
• Design domain microservices for registry, valuation, perfection, insurance, release, and documentation management.
• Design configurable rules and workflow engines for triggers, maker-checker, and escalation.
• Produce ADRs, reference architectures, NFRs, and design standards; lead architecture reviews.
• Design API, event, and batch integration (pub/sub, converters, adapters, repair queues).
• Lead integration design with AFS Vision, Loan IQ, nCino, customer master, credit-risk systems, and document repositories.
• Reuse existing API and event hubs; retire point-to-point interfaces in steps.
• Design collateral data model, authoritative record, data-quality controls, and regulatory reporting flows.
• Own migration and coexistence: incremental loads, parallel run, reconciliation, and decommission.
• Build in RBAC, segregation of duties, encryption, audit trail, and retention.
• Set performance, scalability, resilience, HA/DR, and observability targets aligned to bank security and OCC/FRB expectations.
• Stand up platform foundation, CI/CD, DevSecOps, test automation, and environment strategy.
• Guide onshore and offshore teams through design reviews and technical governance.
• Partner with Commercial Lending Collateral SME and present the architecture in client workshops.

Skills

Software architecture

Java / Spring Boot

REST / GraphQL

Kafka messaging

Cloud AWS/Azure

Data modeling

Security IAM / SSO

Lending platform integration

DevSecOps

On-site Charlotte

Tools

Drools

Camunda

Pega

Angular

React

Job description

ZipStaff is seeking a Technical Architect for a global technology services firm to replace vendor collateral products with a custom platform at a major US bank in Charlotte, NC on-site.

You will own end-to-end technical design across a phased roadmap: P0 core controls, P1 automation, P2 AI. This is a hands-on architecture seat, not a coding-only role, guiding onshore and offshore teams through governance and reviews.