Senior Stop-Loss Underwriter — Remote Leader

Acrisure; United States; Remoto; USD 90.000 - 125.000; Tempo integral

Benefícios oferecidos por esta vaga

Medical insurance

401(k) with immediate vesting

Wellness resources & EAP

Resumo da vaga

Acrisure is seeking a Senior Stop Loss Underwriter to evaluate, price, and manage risk for employer‑sponsored self‑funded health plans. You will underwrite new business and renewals, analyze exposure, and ensure profitability while staying competitive in the market.

In this role you will collaborate with sales, clinical, policy, and claims teams to inform underwriting decisions. Prior stop loss underwriting experience and knowledge of self‑funded structures are essential.

Qualificações

• 5+ years of stop loss underwriting experience (specific & aggregate preferred).
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsabilidades

• Review employer census data, claims experience, and large claimant reports.
• Evaluate specific and aggregate risk exposure and establish attachment points, lasers, and corridors.
• Price stop loss coverage in accordance with underwriting guidelines.
• Analyze emerging large claims and assess recurrence risk.
• Underwrite new employer groups seeking stop loss coverage.
• Analyze renewal performance and determine rate adjustments.
• Balance competitiveness with profitability targets.
• Provide alternative quoting strategies when appropriate.
• Communicate underwriting decisions clearly with producers.
• Support producers during negotiations.
• Partner with clinical underwriting on high-cost cases.
• Coordinate with policy administration to ensure accurate contract terms.
• Adhere to delegated underwriting authority.
• Ensure compliance with state and federal regulations.
• Provide guidance and mentorship to junior underwriters.
• Contribute to underwriting best practices, process improvements, and training initiatives.
• Serve as a subject matter expert on complex or high-risk cases.

Conhecimentos

Stop loss underwriting

Self-funded health plans

Large claimant reports

Underwriting models

Descrição da vaga

Acrisure is seeking a Senior Stop Loss Underwriter to evaluate, price, and manage risk for employer‑sponsored self‑funded health plans. You will underwrite new business and renewals, analyze exposure, and ensure profitability while staying competitive in the market.

In this role you will collaborate with sales, clinical, policy, and claims teams to inform underwriting decisions. Prior stop loss underwriting experience and knowledge of self‑funded structures are essential.