Senior Stop-Loss Underwriter

One80; Newtown Square (MD); Hybrid; USD 110,000 - 150,000; Full time

Job summary

One80 Intermediaries in Newtown Square, PA, is seeking a Senior Underwriter for Employer Stop Loss. The role blends risk analysis with pricing, collaborating with sales, brokers, and the underwriting team to drive profitable growth.

Ideal candidates have 3–5 years in employer stop loss underwriting, familiarity with self-funded plans and TPA operations, and a bachelor’s degree in business, finance, or insurance. Strong analytical and communication skills are essential.

Qualifications

• 3 to 5 years of experience in employer stop loss underwriting.
• Familiarity with self-funded health plans and TPA operations.
• Bachelor’s degree in business, finance, insurance, or related field.
• Strong analytical and data interpretation skills.
• Understanding of risk assessment, pricing models, and stop loss policies.

Responsibilities

• Review and analyze employer stop loss data, including claims experience, demographics, and plan design.
• Assess medical conditions and financial risks to determine appropriate coverage terms and pricing.
• Apply underwriting guidelines to balance risk acceptance and profitability.
• Collaborate with sales teams, brokers, and consultants to gather necessary information and provide competitive quotes.
• Ensure underwriting decisions comply with regulatory requirements and company standards.
• Maintain documentation of underwriting decisions and rationales in internal systems.
• Participate in training and development opportunities to enhance underwriting knowledge.
• Monitor industry trends, competitor strategies, and regulatory changes that may impact underwriting practices.
• Support underwriters in handling complex cases and team projects.

Skills

Analytical skills

Communication skills

Risk assessment

Financial analysis

Time management

Education

Bachelor’s degree

Job description

The Senior Underwriter of Employer Stop Loss is responsible for evaluating and analyzing risk. This role involves reviewing submissions, assessing medical and financial risk factors, and determining appropriate pricing and terms in alignment with company underwriting guidelines. The Underwriter works closely with sales, brokers, consultants, and underwriting team to ensure profitability and growth within the stop loss product line.

This is a hybrid position based out of our office in Newtown Square, PA.

Your Impact:

• Review and analyze employer stop loss data, including claims experience, demographics, and plan design.
• Assess medical conditions and financial risks to determine appropriate coverage terms and pricing.
• Apply underwriting guidelines and company policies to maintain a balance between risk acceptance and profitability.
• Work collaboratively with sales teams, brokers, and consultants to gather necessary information and provide competitive quotes.
• Ensure underwriting decisions comply with regulatory requirements and company standards.
• Maintain accurate documentation of underwriting decisions and rationales within internal systems.
• Participate in training and development opportunities to enhance underwriting knowledge and expertise.
• Assist in monitoring industry trends, competitor strategies, and regulatory changes that may impact underwriting practices.
• Support underwriters in handling complex cases and contribute to team projects as needed.

Successful Candidates Will Have:

• 3 to 5 years of experience in employer stop loss underwriting
• Familiarity with self-funded health plans and TPA operations
• Bachelor’s degree in business, finance, insurance, or a related field preferred; progress toward industry designations is a plus
• Strong analytical skills with the ability to interpret financial and medical data
• Understanding of risk assessment, pricing models, and stop loss policies
• Excellent communication and interpersonal skills to interact with internal and external stakeholders
• Detail-oriented with strong organizational and time management skills

About us:

One80 Intermediaries is part of Arrowhead Intermediaries, a global insurance distribution platform that offers deep specialization, scale, and innovation across wholesale brokerage, program administration, and specialty insurance. With more than 7,000 professionals worldwide and a collective portfolio exceeding $18 billion in premium placed in 2024, our combined organization delivers a diverse trading platform for insurance carriers as well as expanded access and niche solutions for brokers and customers navigating complex and hard-to-place risks. The platform combines entrepreneurial culture with operational excellence to deliver tailored solutions and long-term value across the insurance ecosystem.

One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.

Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers.

Personal information submitted by California applicants in response to a job posting is subject to One80’s California Job Applicant Privacy Notice.