Senior Staff Engineer (Remote-Eligible)

Relha LLC; McLean (VA); Hybrid; USD 315,000 - 359,000; Full time

Benefits offered by this job

Remote-friendly

Job summary

Capital One seeks a Sr Distinguished Engineer to lead technical direction for the Card Acquisitions domain. You will code, design, mentor, and drive scalable capabilities, balancing customer needs with business outcomes.

You will partner with ML, data, product, and people leaders to elevate engineering excellence and deliver impact across platforms. This role emphasizes hands-on leadership, architecture, and real-time decisioning work in a cloud-first environment, with remote-working options and

Qualifications

• 9+ years of software engineering and solution architecture experience.
• Extensive cloud platform experience (AWS, Azure or Google Cloud).
• Bachelor's degree in CS or related field; Master’s preferred.
• Strong leadership of large engineering teams and programs.
• Deep experience with API design and distributed systems.
• Proven track record delivering scalable, maintainable platforms.

Responsibilities

• Articulate and evangelize a bold technical vision for your domain.
• Decompose complex problems into practical, scalable solutions.
• Hands-on full-stack coding across frontend, backend, data processing.
• Mentor engineers and strengthen the technical community.
• Partner with product management to set ambitious roadmaps.
• Lead design and implementation of credit and lending platforms.
• Drive real-time, data-driven experiments and platform evolution.

Skills

Software engineering

Cloud computing

Solution architecture

Leadership

API design

Distributed systems

Full-stack development

Education

Bachelor's degree in CS or related field

Master's degree in CS or related field

Tools

AWS

Azure

Google Cloud

Kubernetes

Microservices

Job description

As a Sr. Staff Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Staff Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Staff Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

In this role, you will be one the technical leads for the Card Acquisitions engineering organization, responsible for setting and delivering the technical agenda for our core credit capabilities and decisioning technology. You will make credit decisioning real time and intelligent, spanning dynamic credit offers, novel data sources and predictive models, as well as quantitative in-market testing and experimentation. You will drive an agenda to make both the card application experience and the underlying credit products highly personal and contextual, helping customers find solutions to their specific financial needs.

This is not a pure architecture role and you will work elbow-to-elbow with small, focused squads coding, delivering, testing, optimizing and operating the systems you design. The ideal candidate is both a strong engineer and product thinker: understanding both the customers and their unmet needs, and turning product vision into reality by diving deep and personally delivering alongside the team.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Key responsibilities:

Articulate and evangelize a bold technical vision for your domain

Decompose complex problems into practical and operational solutions

Ensure the quality of technical design and implementation

Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

Continue learning and injecting advanced technical knowledge into our community

Handle several projects simultaneously, balancing your time to maximize impact

Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

Partner with product management to set an ambitious roadmap for expanding Capital One’s reach.

Hands-on full-stack coding (frontend, backend, data processing, automation)

Own the customer acquisitions data ecosystem, arming analysts with high-quality data feeds to deepen understanding of consumer sentiment, customer behavior, and market dynamics as well as enhance credit decision modeling.

Lead the design and implementation of new credit and lending capabilities, creating financial products perfectly tailored to individual customer needs and circumstances.

Drive conversion funnel optimization by building entirely new platform primitives for performing real time customer experience personalization and conversational finance management.

Basic Qualifications:

Bachelor’s Degree

At least 9 years of experience in Software engineering and solution architecture

At least 9 years of experience in Cloud computing (AWS, Microsoft Azure, Google Cloud)

Preferred Qualifications:

Bachelor's or Master's Degree in Computer Science or a related field

5+ years of experience leading large-scale engineering organizations (50+ engineers across multiple management layers)

10+ years of experience in software engineering, distributed systems architecture, or platform engineering.

10+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support.

Deep experience with API design, microservices architecture, and platform evolution in high availability, high throughput environments.

Experience designing, managing, and measuring user behavior, online A/B tests, and growth engineering.

Demonstrated ability to partner with product management and business stakeholders to co-own product strategy — not just take tickets.

Track record of successfully executing large scale migrations, designing and launching replacement systems without disrupting production traffic or feature development.

Experience designing and optimizing real time streaming and batch dataflows, enterprise data marts, and model execution engines.

Capital One is open to hiring a Remote Employee for this opportunity.

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Remote (Regardless of Location): $286,200 - $326,700 for Sr Distinguished Engineer

McLean, VA: $314,800 - $359,300 for Sr Distinguished Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [emailprotected] . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [emailprotected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).