Sr. Staff Software Engineer, Full Stack - Finance Tech

Relha LLC; Northern (KY); Hybrid; USD 286,000 - 359,000; Full time

Job summary

Capital One is seeking a Sr. Staff Software Engineer to lead real-time, AI-powered banking platforms. You will drive a bold technical vision across domains, decompose complex problems into practical solutions, and ensure scalable, high-quality designs.

You will mentor engineers and influence across teams, delivering enterprise-grade software for cloud-native finance applications. You will collaborate with ML experts, product managers, and leaders to advance end-to-end automation and

Qualifications

• Bachelor’s degree or higher required.
• 9+ years in software engineering, architecture and design patterns.
• 3+ years cloud tech experience (public/private).
• Full ML lifecycle using AI/ML frameworks.

Responsibilities

• Articulate a bold technical vision and domain strategy.
• Decompose complex problems into feasible solutions.
• Ensure high quality technical design and implementation.
• Lead on non-functional characteristics: performance, scalability, operability.
• Mentor senior engineers and foster technical excellence.
• Balance multiple projects to maximize impact.

Skills

Software engineering

Solution architecture

Enterprise architecture

ML lifecycle

AI frameworks

Cloud technologies

Education

Bachelor's degree

Master's degree

Tools

Cloud platforms

AI tooling

Job description

Sr. Staff Software Engineer, Full Stack - Finance Tech

As a Sr. Staff Software Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Sr. Staff Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Sr. Staff Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

In this role you will work with teams across the company to create real-time and intelligent finance through an AI-powered platform for end-to-end business process automation, offering transparent, real-time workflow observability with natural language data interactions. You won't just execute a roadmap, you will be a strategist defining which modern technologies will solve problems our stakeholders haven’t even imagined yet.

If you are ready to provide thought leadership and build engineering excellence across Capital One's engineering teams, come join us in our mission to change banking for good.

Key responsibilities:

• Articulate and evangelize a bold technical vision for your domain
• Decompose complex problems into practical and operational solutions
• Ensure the quality of technical design and implementation
• Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability
• Continue learning and injecting advanced technical knowledge into our community
• Handle several projects simultaneously, balancing your time to maximize impact
• Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community
• Be hands-on and at the forefront of high-order problems such as multi-tenancy, right-time insights, centralized anomaly detection and action, and agentic patterns for Finance business orchestration.
• Mentor and upskill the senior engineering talent within the organization, fostering a culture of technical excellence and innovation, and ensuring our innovation is not just fast, but scalable and resilient.

Additional responsibilities added at hiring manager’s discretion

Basic Qualifications:

• Bachelor’s Degree
• At least 9 years of experience in
  • General software
  • Software engineering and solution architecture
  • Enterprise architecture and design patterns
  • Software specializations
  • Full ML development lifecycle using AI and ML frameworks
  • Other specializations

Preferred Qualifications:

• Bachelor's or Master's Degree in Computer Science or a related field
• 10+ years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support
• 3+ years of experience with public or private cloud technologies
  • Experience leveraging interactive AI tooling to accelerate productivity, utilizing capabilities beyond basic code completion

Remote (Regardless of Location): $286,200 - $326,700 for Sr Distinguished Engineer

McLean, VA: $314,800 - $359,300 for Sr Distinguished Engineer

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Capital One is open to hiring a Remote Employee for this opportunity.

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace.

Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at [emailprotected] . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [emailprotected]

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).