Senior Specialty Underwriter, California

Honeycomb Insurance; United States; Remote; USD 85,000 - 120,000; Full time

Job summary

A growing insurance company is seeking a Senior Specialty Underwriter to play a pivotal role in underwriting light nonadmitted business. The ideal candidate will have over 5 years of experience in habitational underwriting alongside strong analytical and communication skills. Located in California, you’ll benefit from a flexible work environment and opportunities for career growth. Additional perks include a variable bonus, employee options grant, and flexible paid time off.

Benefits

Variable Bonus - Paid Quarterly

Employee options grant

401K

Flexible paid time off

Paid national holidays

Qualifications

• 5+ years of Habitational underwriting/insurance experience.
• Strong knowledge of habitational insurance products, coverages, and underwriting principles.
• Candidate must be located in California with a working understanding of the California insurance landscape.

Responsibilities

• Modernized underwriting using cutting-edge technology.
• Quote and release new light nonadmitted business.
• Analyze and approve requested policy changes.
• Support marketing functions and build Honeycomb's brand.

Skills

Habitational underwriting experience

Strong knowledge of habitational insurance products

Analytical skills

Excellent communication skills

Positive attitude

Education

Bachelor’s degree or equivalent education/experience

Job description

Senior Specialty Underwriter, California

West Coast - Remote

At Honeycomb, we're not just building technology, we’re reshaping the future of insurance.

In 2025, Honeycomb was ranked by Newsweek as one of “America’s Greatest Startup Workplaces,” and Calcalist named it as a “Top 50 Israel startup.”

Honeycomb is a rapidly growing global startup, generously backed by top-tier investors and powered by an exceptional team of thinkers, builders, and problem-solvers. Dual-headquartered in Chicago and Tel Aviv (R&D center), and with 5 offices across the U.S., we are reinventing the commercial real estate insurance industry, an industry long overdue for disruption. Just as importantly, we ensure every employee feels deeply connected to our mission and one another.

With over $55B in insured assets, Honeycomb operates across 18 major states, covering 60% of the U.S. population and increasing its coverage.

If you’re looking for a place where innovation is celebrated, culture actually means something, and smart people challenge you to be better every day - Honeycomb might be exactly what you’ve been looking for.

What You’ll Do

Next-generation risk assessment – deinvesting away from binary underwriting and revisioning risk selection utilizing mega data, AI and curiosity. Modernized underwriting using cutting edge technology to more accurately and quickly assess risk, price and bespoke coverage/terms to profitably grow and manage a book of business. Honeycomb offers an environment of personal and career growth to achieve your best self through mentorship, engaging project assignments, personalized training and develop, and internal and exterior exposure opportunities to expand your network and sphere of influence.

• Playing a pivotal role in establishing and shaping our presence in the light-nondamitted market.
• Quote and release new light nonadmitted business that has been either referred from underwriting algorithm or seeking changes that exceed user authority thresholds
• Analyze and approve requested policy changes, ensuring compliance with underwriting guidelines and regulatory requirements.
• Maintain familiarity and compliance with E&S state insurance regulations and ISO rules for all states within assigned underwriting territory
• Maintain open, transparent and supportive communications with team members and interdivisional partners
• Monitor E&S portfolio composition via reports, audits and inspections
• Support marketing functions and efforts to build and promote Honeycomb
• Complete special projects and assignments
• Some travel as deemed necessary <10%

Basic Requirements

• 5+ years of Habitational underwriting/insurance experience
• Strong knowledge of habitational insurance products, coverages, and underwriting principles.
• Bachelor’s degree or equivalent education/experience preferred
• Retail agency relationship preferred
• Curiosity, hardworking, self-accountable, positive attitude, humble and fun
• Have an opinion, share your opinion and be open to other opinions
• Passion to obtain, retain and employ knowledge – as well as share knowledge
• Excellent verbal and written communication skills
• Strong analytical skills and attention to detail
• Candidate must be located in California with a working understanding of the California insurance landscape
• Variable Bonus - Paid Quarterly
• Employee options grant
• 401K
• Flexible paid time off
• Paid national holidays