Senior Software Engineer - Wealth Technology

M&T Bank; Wilmington (DE); On-site; USD 107,000 - 178,000; Full time

Job summary

M&T Bank is seeking a software engineer for Wealth Technology in Wilmington, DE to design, build and operate cloud-native solutions for Wealth Management, Investment Management, Trust, Custody, and Advisory services. You will work across SDLC, create scalable APIs/microservices, and advance data pipelines and AI-assisted tooling.

The role emphasizes strong software engineering fundamentals, Azure platform mastery, and collaboration across teams to deliver measurable business value.

Qualifications

• Associate’s degree and a minimum of 5 years’ systems analysis and/or application development work experience, or Bachelor's degree and a minimum of 3 years’ systems analysis and/ or application development work experience
• Advanced proficiency in minimum of 1 relevant programming language

Responsibilities

• Develop, test, deploy and support enterprise applications using C#, .NET, and cloud-native Azure services.
• Build scalable APIs, microservices, and event-driven solutions supporting Wealth Technology products and business capabilities.
• Design and implement modern cloud architectures using Azure-native services and platform capabilities.
• Develop and maintain data ingestion, transformation, and delivery pipelines supporting operational and analytical workloads.
• Leverage AI-assisted development tools and agentic workflows to improve engineer productivity and solution delivery.
• Work independently and within the boundaries of the approved SDLC to process, design, and develop applications to solve business needs and minimize risks to the Bank by writing clean and resilient code.
• Regularly review pull requests, provide feedback, and execute on the change management of the request.
• Author organized, clean, efficient, and secure source code at an advanced level and apply data structures/algorithms to solve problems
• Utilize source code management tools to manage and deploy code/applications and ensure SDLC compliance
• Independently analyze and critique technical and business requirements to ensure completeness and feasibility
• Collaborate, document, and communicate technical implementation details clearly with other teams
• Conduct code reviews, providing constructive feedback on code quality and improvements
• Contribute to conversations with business/technical stakeholders regarding architecture
• Adhere to risk/regulatory standards and identify risk issues for escalation
• Promote an environment of belonging and reflect the M&T Bank brand
• Maintain internal control standards and support audit/regulator points
• Complete other related duties as assigned

Skills

C#

.NET

SQL

Angular

REST API Design

Microservices

Azure

Git/Gitlab

Azure Data Factory

Event Driven Architecture

Test Driven Development

Education

Associate’s degree

Bachelor’s degree

Tools

Azure Data Factory

Kubernetes

Snowflake

Microsoft Fabric

Job description

Overview

Join Wealth Technology as we modernize the platforms that support Wealth Management, Investment Management, Trust, Custody, and Advisory services across M&T Bank and Wilmington Trust.

Overview

Join Wealth Technology as we modernize the platforms that support Wealth Management, Investment Management, Trust, Custody, and Advisory services across M&T Bank and Wilmington Trust.

This role sits at the intersection of application engineering, cloud architecture, data engineering, and AI-enabled software development. You will help design and build cloud-native solutions on Microsoft Azure while advancing our adoption of intelligent automation, agentic development patterns, modern data platforms, and event-driven architectures. The ideal candidate combines strong software engineering fundamentals with experience building scalable cloud solutions, modern data pipelines, and AI-enabled applications that deliver measurable business value.

Primary Responsibilities

• Develop, test, deploy and support enterprise applications using C#, .NET, and cloud-native Azure services.
• Build scalable APIs, microservices, and event-driven solutions supporting Wealth Technology products and business capabilities.
• Design and implement modern cloud architectures using Azure-native services and platform capabilities.
• Develop and maintain data ingestion, transformation, and delivery pipelines supporting operational and analytical workloads.
• Leverage AI-assisted development tools and agentic workflows to improve engineer productivity and solution delivery.
• Work independently and within the boundaries of the approved Software Development Lifecycle (SDLC) to process, design, and develop applications to solve business needs and minimize risks to the Bank by writing clean and resilient code.
• Regularly review pull requests, provide feedback, and execute on the change management of the request.
• Author organized, clean, efficient, and secure source code at an advanced level in a minimum of one programming language to be verified by a lead software engineer and apply knowledge of appropriate data structure and algorithms to solve business problems.
• Utilize source code management tools to manage and deploy code/ applications and ensure compliance with SDLC policies and support merge conflict resolution.
• Independently analyze and critique technical and business requirements to ensure completeness, accuracy, and feasibility.
• Collaborate, document, and communicate technical implementation details clearly and concisely with other teams on dependent requirements as needed.
• Conduct code reviews, providing constructive feedback on code quality and improvements to team members.
• Contribute to conversations with business or technical stakeholders and teams regarding the architecture of their applications.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
• Promote an environment that supports a culture of belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Technologies/Competencies

C#, .NET8+/.NET Core, SQL Server, Angular, REST API Design, Microservices Architecture, Azure Native Application Architecture, Git/Gitlab, Azure Data Factory, Event Driven Data Architecture, Test Driven Development

Education and Experience Required

• Associate’s degree and a minimum of 5 years’ systems analysis and/ or application development work experience or Bachelor's degree and a minimum of 3 years’ systems analysis and/ or application development work experience. In lieu of degree, a combined minimum of 7 years’ education and/or relevant work experience, including a minimum of 3 years’ systems analysis and/or application development work experience
• Advanced proficiency in minimum of 1 relevant programming language

Education and Experience Preferred

• Experience supporting Wealth Management, Asset Management, Trust, Brokerage, or Investment platforms
• Broader financial services or banking industry experience
• Experience with Azure Databricks, Snowflake, or Microsoft Fabric
• Experience developing autonomous or agentic workflows using orchestration frameworks
• Experience with Kubernetes and containerized workloads
• Experience with event streaming and real-time data architectures
• Advanced analytical skills specific to application development
• Experience working in a team environment
• Ability to work autonomously
• Ability to multitask on complex projects
• Strong organizational skills
• Strong time management skills
• Proficient verbal and written communication skills

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $106,700.00 - $177,900.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Wilmington, Delaware, United States of America