Senior Software Engineer - Treasury

Mercury; California; On-site; USD 208,000 - 251,000; Full time

Job summary

Mercury is building an exceptional banking experience by combining safety and yield for startups. You will help design and own the Treasury product, collaborating with product, design, and operations to ship features for customers and internal users.

The role requires a product-minded engineer with strong communication, mentoring skills, and a track record leading complex projects that touch backend systems and customer experiences. Join a team handling billions in assets.

Qualifications

• 5+ years of professional full stack software engineering experience.
• Experience building and operating backend systems to customer-facing experiences.
• Strong communication and cross-functional collaboration.
• Product-minded engineer focusing on APIs and customer impact.

Responsibilities

• Lead cross-functional, customer facing projects that touch Treasury engineering, operations, compliance, banking, and risk teams
• Define the technical architecture and experience of the Treasury product
• Collaborate with product, design, and operations to ship thoughtful features for our customers and internal users
• Own and actively take responsibility for the product – we want someone excited to help shape and build Mercury's future
• Join a team of experienced and junior product engineers managing billions of dollars of customer assets

Job description

In Renaissance Florence, wealthy merchants faced a dilemma: where could they safely store their gold without it sitting idle. The Medici family offered a radical alternative. They invited individuals to deposit their gold and other assets with their institution, promising not only secure storage but also active deployment in trade and finance and accessible when needed. This groundbreaking approach allowed depositors to earn tangible returns on their wealth, offering a sophisticated alternative to traditional, static storage. The spirit of innovation and financial ingenuity that defined Renaissance Florence finds a powerful echo in the modern startup world.

Mercury brings that same spirit to building an exceptional banking* experience for all. We've created an investment platform that helps startups put idle cash to work by combining safety and yield in one elegant package. Think of it as institutional-grade cash management reimagined for ambitious startups.

Treasury is a team of full-stack engineers that are building the end to end onboarding, portfolio recommendation, dashboard, and tooling experiences that manage billions in customer funds. We operate with a high degree of quality and care because we understand that today's startups, like their historical counterparts, require solutions that go beyond.

*Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

As part of this role, you will:

• Lead high-impact, cross-functional, customer facing projects that touch Treasury engineering, operations, compliance, banking, and risk teams
• Define the technical architecture and experience of the Treasury product
• Collaborate with product, design, and operations to ship thoughtful features for our customers and internal users
• Own and actively take responsibility for the product – we want someone excited to help shape and build Mercury's future
• Join a team of experienced and junior product engineers managing billions of dollars of customer assets

The ideal candidate for the role:

• Has 5+ years of professional full stack software engineering experience building and operating backend systems to customer facing experiences
• Communicates and collaborates effectively with peers and cross-functional counterparts by being helpful and engaged
• Has a successful track record acting as the technical lead of complex projects with multiple stakeholders
• Is a product-minded engineer who thinks about the developers consuming your APIs as well as always exceeding our customers expectations, not just shipping the feature
• Has domain knowledge of being a registered investment advisor and broker-dealer supporting both individual securities (equities, fixed income) as well as mutual funds
• Excited to mentor both junior and senior engineers

If this role interests you, we invite you to explore our public demo at demo.mercury.com.

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic. We are committed to providing reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs. If you need assistance, or an accommodation, please let your recruiter know once you are contacted about a role.

Total Rewards The total rewards package at Mercury includes base salary, equity (stock options/RSUs), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Our target new hire base salary ranges for this role are the following:

US employees (any location):

Senior I: $166,600 - $208,300 USD

Senior II: $200,700 - $250,900 USD

Canadian employees (any location):

Senior I: $157,400 - $196,800 CAD

Senior II: $189,700 - $237,100 CAD