Senior Software Engineer, Payments

Ripple

San Francisco (CA)

On-site

USD 172,000 - 215,000

Full time

5 days ago

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Benefits offered by this job

Bonuses

Equity

Mobile phone stipend

Wellness reimbursement

R&R days

Job summary

Ripple is seeking a Senior Software Engineer in California to build enterprise-grade payment applications that enable cross-border settlement with high availability.

You will collaborate with product, legal, and business teams to design scalable backend services, own technical delivery, and mentor peers while advancing distributed systems and cloud-native architectures using Java, Spring Boot, REST, and gRPC. In-office collaboration is available; equity and performance bonuses are offered.

Qualifications

Experience building distributed systems and backend services.
Proven backend engineering track record in scalable enterprise software.
Strong design and API work with REST/gRPC.

Responsibilities

Design and implement enterprise-grade payment applications.
Collaborate with cross-functional teams to align with business goals.
Mentor engineers and promote engineering best practices.

Skills

Distributed systems

Backend engineering

Java

REST / gRPC

Cloud platforms

Kubernetes

Technical ownership

Mentorship

Tools

Spring Boot

Kafka

Job description

At Ripple, we're building a world where value moves like information does today. It's big, it's bold, and we're already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

THE WORK:

Are you a highly skilled and passionate software engineer looking for an exciting new challenge? Join Ripple and help redefine the way we send and receive payments globally! As a Senior Software Engineer, you will have the chance to develop enterprise-level payment applications that enable FinTech and banks to settle cross-border payments instantly, securely, and efficiently.

As a technical guide, you will collaborate with a team of engineers to prototype and implement new solutions for sophisticated software problems, providing invaluable insights and mentorship to the team. You will work closely with multi-functional teams, including product, legal, and business development, to ensure that your design decisions are aligned with the strategic goals of the organization. Join us on this exciting journey and help craft the future of payments and the Internet of Value!

WHAT YOU'LL DO:

A deep understanding of distributed systems architectures, trade offs, and challenges as they relate to payment transactions.
Experience building highly scalable and performant enterprise software
Excellent proven understanding of Java and its ecosystem (i.e. threading, concurrency ... etc).
Eagerness to work openly and collaboratively with a diverse team
A positive demeanor and a passion for sharing knowledge - the go-to person on the team for small and large questions
Ability to encourage engineering standard processes in a team and the larger department

WHAT YOU'LL BRING:

5+ years experience in Software Engineering, with a deep focus on backend systems.
Deep, hands-on backend engineering experience building and operating modern, cloud-native, and highly-available distributed systems.
Proven track record designing and delivering complex features within large-scale systems in complex, regulated environments.
Strong skills in API design and integration (e.g., REST and/or gRPC), with a focus on defining clear, reusable service contracts.
Experience with cloud platforms (AWS preferred) and container orchestration (Kubernetes, ECS).
Ability to tactically navigate and reduce technical debt while driving significant business value and managing feature-level migration efforts.
Strong technical ownership skills: demonstrated ability to own the technical delivery for complex features and influence local, cross-team decisions.

Preferred (But Not Required)

Experience with our current stack: Java + Spring Boot. We welcome candidates from other robust backend stacks (Go, Kotlin, C#, Python, Rust, etc.) who can quickly learn JVM technologies.
Experience with event-driven architecture (Kafka, SNS/SQS, etc.), essential for building a decoupled and resilient platform.

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant's experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions.

CA Annual Base Salary Range

$172,000 - $215,000 USD

WHO WE ARE:

Do Your Best Work

The opportunity to build in a fast-paced start-up environment with experienced industry leaders

A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.

Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.

In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.

Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team

We come together for moments that matter which include team offsites, team bonding activities, happy hours and more!

Take Control of Your Finances

Competitive salary, bonuses, and equity
Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
Employee giving match
Mobile phone stipend

Take Care of Yourself