Senior Software Engineer - Fintech AI-Driven Hybrid

Visa; Foster City (CA); Hybrid; USD 123,000 - 191,000; Full time

Job summary

Visa is a world leader in payments technology, delivering secure, scalable software solutions across the fintech sector. We are seeking Software Development Engineers who will spend most of their time coding, collaborating with cross‑functional teams to translate business requirements into robust technical solutions.

Applicants should have at least 2 years of experience and a Bachelor’s degree or higher. The role offers a hybrid work model with travel and on-call responsibilities, plus a

Qualifications

• 2+ years of work experience with a Bachelor's Degree or an Advanced Degree
• 3+ years of relevant work experience and a Bachelor's degree, OR 5+ years with an Advanced Degree
• Experience in developing and/or implementing web-based applications (front-end and back-end)
• Experience in system design and architecture for product components
• Experience in debugging and troubleshooting software issues
• Experience in code review and applying coding standards
• Experience in test planning and execution for software features
• Experience in responding to support requests and deploying fixes
• Experience in using software developer tools for code creation and maintenance
• Experience in mentoring junior engineers and collaborating with cross-functional teams
• Experience with Generative AI (GenAI) - LLM agents, RAG systems, NLP, AI-assisted investigations

Responsibilities

• Collaborate with stakeholders to interpret requirements and incorporate feedback into designs or fixes
• Translate business requirements by verifying assumptions and escalating potential design issues
• Participate in system design and architecture, refining code plans and contributing to design documentation
• Contribute to project estimation and elevate issues that may cause delays
• Develop, implement, and maintain code for products, services, or components
• Apply debugging tools to verify assumptions and proactively flag issues
• Participate in code reviews to ensure coding standards are followed
• Create test plans and configure testing procedures to identify and resolve defects
• Respond to support requests during on-call rotations, deploying fixes under guidance
• Leverage and build knowledge of software developer tools to create, debug, and maintain code
• Remain current in skills by investing time in training resources to improve product availability, reliability, observability, and performance

Skills

GenAI experience

Code debugging

Code reviews

Mentoring juniors

Cross-functional teamwork

Client-facing projects

AI-assisted development

Education

Bachelor's Degree or higher

Job description

Visa is a world leader in payments technology, delivering secure, scalable software solutions across the fintech sector. We are seeking Software Development Engineers who will spend most of their time coding, collaborating with cross‑functional teams to translate business requirements into robust technical solutions.

Applicants should have at least 2 years of experience and a Bachelor’s degree or higher. The role offers a hybrid work model with travel and on-call responsibilities, plus a