Senior Software Engineer

Mastercard Inc.; Arlington (VA); Hybrid; USD 132,000 - 212,000; Full time

Benefits offered by this job

Insurance and benefits

401k with match

Paid time off and holidays

Job summary

Mastercard’s Corporate Solutions organization seeks a Senior Software Engineer with strong expertise in Java, Spring Boot, microservices, and AI-assisted development to build and evolve Mastercard’s global B2B payments platform. This hybrid role is based in Arlington, VA, with three days onsite weekly.

You will design secure, scalable services, translate business requirements into robust technical solutions, and collaborate with engineers, product managers, and QA to deliver high-quality

Qualifications

• Extensive experience designing Java applications, Spring Boot services, RESTful APIs, and microservices in enterprise environments.
• Strong understanding of microservice architecture, distributed systems, API design, and cloud-native development practices.
• Experience using AI-assisted development tools to improve productivity and software quality across coding, refactoring, testing, debugging, documentation, and delivery.
• Practical experience applying AI-assisted capabilities to code reviews, security and vulnerability analysis, dependency management, and automated testing, with sound engineering judgment and human review for production changes.
• Strong SQL and database development skills with PostgreSQL or Oracle, including experience designing and optimizing solutions for high-volume transactional systems.
• Strong knowledge of enterprise application security, including OAuth, mutual TLS, authorization, payload encryption, secrets management, and secure coding practices.
• Experience diagnosing and improving application performance, scalability, reliability, and resiliency in production environments.
• Understanding of software engineering best practices including automated testing, CI/CD, Git-based development, code reviews, observability, and operational readiness.
• Ability to translate complex product and business requirements into secure, testable, maintainable, and supportable technical solutions.
• Demonstrated ability to operate effectively in an Agile engineering environment, contributing to continuous improvement and collaborative technical decision-making.
• Ability to work independently, manage competing priorities, and make thoughtful technical decisions with minimal supervision.
• Passion for delivering high-quality software and continuously improving engineering practices, products, and customer experiences.
• Strong communication and collaboration skills, with the ability to explain technical concepts and influence decisions across technical and non-technical audiences.

Responsibilities

• Design, develop, and evolve secure, scalable Java/Spring Boot microservices and APIs supporting Mastercard’s global B2B platform.
• Translate business and product requirements into reliable, maintainable technical solutions, contributing to system architecture and technical design.
• Build and integrate services across Angular applications, databases, internal platforms, and third-party systems, including efficient SQL and database solutions for high-volume workloads.
• Apply AI-assisted development tools to accelerate coding, testing, debugging, documentation, code reviews, and software quality improvements, with appropriate human oversight.
• Develop solutions that meet Mastercard standards for security, performance, scalability, reliability, and operational excellence, applying enterprise security patterns such as authentication, authorization, encryption, and secrets management.
• Apply 12-factor application principles, cloud-native practices, and Mastercard engineering governance throughout the development lifecycle.
• Participate in code reviews, Pull Requests, retrospectives, and technical discussions, contributing to high-quality engineering practices and continuous improvement.
• Collaborate with Software Engineers, Test Engineers, Product Managers, Technical Program Managers, and other stakeholders to deliver customer-focused solutions.
• Troubleshoot complex production and performance issues, improve system reliability, and mentor engineers by sharing technical knowledge and best practices.

Skills

Java

Spring Boot

Microservices

AI-assisted development

RESTful APIs

SQL

Education

Bachelor's degree in Computer Science, Engineering, Information Systems, or equivalent practical experience

Tools

PostgreSQL

Oracle

Job description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary Senior Software Engineer Overview:

Mastercard’s Corporate Solutions organization is seeking a Senior Software Engineer with strong expertise in Java, Spring Boot, microservices, and AI-assisted software development to help build and evolve a global business-to-business (B2B) technology platform. Our platform helps businesses of all sizes streamline how they manage payments when buying and selling products and services. As part of the engineering team, you will design and develop secure, scalable services that support critical B2B payment experiences while applying modern engineering practices and emerging AI capabilities across the software development lifecycle. You will work from Mastercard’s technology hub in a collaborative, Agile environment alongside talented engineers, product managers, technical program managers, and test engineers. You will play an important role in helping Mastercard transform the B2B payments space by standardizing, automating, and optimizing payment experiences for buyers and sellers around the world. This is a hybrid role based in Arlington, VA, requiring three days per week onsite.

Role:

• Design, develop, and evolve secure, scalable Java/Spring Boot microservices and APIs supporting Mastercard’s global B2B platform.
• Translate business and product requirements into reliable, maintainable technical solutions, contributing to system architecture and technical design.
• Build and integrate services across Angular applications, databases, internal platforms, and third-party systems, including efficient SQL and database solutions for high-volume workloads.
• Apply AI-assisted development tools to accelerate coding, testing, debugging, documentation, code reviews, and software quality improvements, with appropriate human oversight.
• Develop solutions that meet Mastercard standards for security, performance, scalability, reliability, and operational excellence, applying enterprise security patterns such as authentication, authorization, encryption, and secrets management.
• Apply 12-factor application principles, cloud-native practices, and Mastercard engineering governance throughout the development lifecycle.
• Participate in code reviews, Pull Requests, retrospectives, and technical discussions, contributing to high-quality engineering practices and continuous improvement.
• Collaborate with Software Engineers, Test Engineers, Product Managers, Technical Program Managers, and other stakeholders to deliver customer-focused solutions.
• Troubleshoot complex production and performance issues, improve system reliability, and mentor engineers by sharing technical knowledge and best practices.

All About You:

• Extensive experience designing and developing Java applications, Spring Boot services, RESTful APIs, and microservices in enterprise environments.
• Strong understanding of microservice architecture, distributed systems, API design, and cloud-native development practices.
• Experience using AI-assisted development tools to improve productivity and software quality across coding, refactoring, testing, debugging, documentation, and delivery.
• Practical experience applying AI-assisted capabilities to code reviews, security and vulnerability analysis, dependency management, and automated testing, with sound engineering judgment and human review for production changes.
• Strong SQL and database development skills with technologies such as PostgreSQL or Oracle, including experience designing and optimizing solutions for high-volume transactional systems.
• Strong knowledge of enterprise application security, including OAuth, mutual TLS, authorization, payload encryption, secrets management, and secure coding practices.
• Experience diagnosing and improving application performance, scalability, reliability, and resiliency in production environments.
• Understanding of software engineering best practices including automated testing, CI/CD, Git-based development, code reviews, observability, and operational readiness.
• Ability to translate complex product and business requirements into secure, testable, maintainable, and supportable technical solutions.
• Demonstrated ability to operate effectively in an Agile engineering environment, contributing to continuous improvement and collaborative technical decision-making.
• Ability to work independently, manage competing priorities, and make thoughtful technical decisions with minimal supervision.
• Passion for delivering high-quality software and continuously improving engineering practices, products, and customer experiences.
• Strong communication and collaboration skills, with the ability to explain technical concepts and influence decisions across technical and non-technical audiences.
• Bachelor’s degree in Computer Science, Engineering, Information Systems, or equivalent practical experience.

Preferred Qualifications:

• Experience in the commercial card, B2B payments, payments technology, or corporate banking space.
• Experience integrating enterprise applications with third-party platforms and external APIs.
• Experience working with cloud platforms and modern observability, deployment, and platform engineering practices.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role.

In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [e-mail] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience.

Mastercard benefits for full time (and certain part time) employees generally include:

• insurance (including medical, prescription drug, dental, vision, disability, life insurance);
• flexible spending account and health savings account;
• paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave);
• 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire;
• 10 annual paid U.S. observed holidays;
• 401k with a best-in-class company match;
• deferred compensation for eligible roles;
• fitness reimbursement or on-site fitness facilities;
• eligibility for tuition reimbursement;
• and many more.

Mastercard benefits for interns generally include:

• 56 hours of Paid Sick and Safe Time;
• jury duty leave;
• and on-site fitness facilities in some locations.

Pay Ranges Arlington, Virginia: $132,000 - $212,000 USD

Everyone wants easier ways to pay; we invent them. Checkout lines are slow; we speed them on their way. Merchants want more sales; we give them data and insights. People need financial access; we connect them. Corporate purchasing is complicated; we make it simple. Commuters are busy; we speed them on their way. Governments need greater efficiencies; we help create them. Small businesses are virtual; we give them access to a world of buyers. Retailers want to fight fraud; we provide the tools.