Senior Software Development Engineer, Cash & Liquidity

DriveWealth; New York (NY); Hybrid; USD 155,000 - 175,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Disability insurance

Paid Parental Leave

401(k) match

Wellness reimbursement

Company-provided phone

Personal development allowance

Paid Time Off

Observed holidays

Job summary

DriveWealth is seeking a Senior Software Engineer for the Cash & Liquidity Management team to build next-generation API and money movement features at scale in New York, NY. You will collaborate with technology and business teams to deliver robust, scalable solutions for clients worldwide.

With a hybrid in-office schedule, you will work on a fintech platform that blends startup speed with Wall Street discipline, offering strong compensation, benefits, and opportunities to grow your expertise in

Qualifications

• 7+ years of backend Java development experience.
• Experience designing and integrating RESTful APIs.
• Experience with Spring Boot, OpenAPI, and messaging frameworks.
• Cloud-based microservices in AWS/GCP/Azure.
• Familiar with container platforms (K8s) and Git workflows.
• Strong code quality, reviews, and automated testing.
• Excellent verbal and written communication.

Responsibilities

• Hands-on software development shaping money flows.
• Collaborate with internal stakeholders.
• Architect and design new systems with the Cash & Liquidity Management team.
• Maintain and enhance existing systems.
• Work with banking-as-a-service APIs.
• Automate money-movement workflows.

Skills

Java backend

REST APIs

Spring Boot

OpenAPI

Message queues

Redis caching

DynamoDB/Postgres

Cloud microservices

Kubernetes

Git workflows

Code quality

Automated testing

System architecture

Communication skills

Job description

About Us

DriveWealth is on a mission to make investing easier. We believe that everyone should have the ability to control their financial future, and that access to financial markets should not be limited by geography, wealth, or legacy systems. We are a global B2B financial technology organization dedicated to democratizing access to financial independence around the world. Our mission is realized through an API-based platform, empowering our partners to offer seamless investing and trading experiences to clients worldwide, all from their mobile devices. Our technology provides partners with a modern, extensible toolkit, enabling traditional investment workflows and innovative techniques like fractional share ownership. DriveWealth has evolved into a global platform offering trading of US equities, mutual funds, ETFs, fixed income, and options.

About Us

DriveWealth is on a mission to make investing easier. We believe that everyone should have the ability to control their financial future, and that access to financial markets should not be limited by geography, wealth, or legacy systems. We are a global B2B financial technology organization dedicated to democratizing access to financial independence around the world. Our mission is realized through an API-based platform, empowering our partners to offer seamless investing and trading experiences to clients worldwide, all from their mobile devices. Our technology provides partners with a modern, extensible toolkit, enabling traditional investment workflows and innovative techniques like fractional share ownership. DriveWealth has evolved into a global platform offering trading of US equities, mutual funds, ETFs, fixed income, and options.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for this opportunity. Our culture blends the pace and agility of a fintech start-up with the impact, stability, and discipline of Wall Street. We encourage creativity and experimentation while ensuring institutional-grade execution and regulatory compliance in everything we do. Join us and help build the future of global investing!

About The Role

The Senior Software Engineer on the Cash & Liquidity Management team works collaboratively with technology and business teams to build next-generation features and enhancements for our API and money movement platforms and help our clients build innovative investing solutions at scale.

With DriveWealth at a growth inflection point, the opportunities for this role are twofold: our growing volumes translate to interesting technical challenges related to scale. There is also an opportunity to gain knowledge of the money movement side of finance.

What You’ll Do

• Hands-on software development as you grow to understand how we handle various money flows
• Collaborate with internal stakeholders
• Work with the Cash & Liquidity Management team to architect and design new systems
• Maintain and enhance existing systems
• Work with vendor banking-as-a-service APIs
• Deeply understand real-world money movement workflows in the banking industry and automate manual operational processes

You Bring

• 7+ years of experience in backend software development using OOP/Functional principles in Java. Other languages in the JVM platform, such as Kotlin or Scala are also acceptable
• Experience designing and integrating RESTful APIs
• Experience in a good number of the following: Spring Boot, OpenAPI, message queuing frameworks (AMQ, Kinesis, SQS, Kafka, etc.), distributed caching (we use Redis), DynamoDB (or similar), Postgres (or similar)
• Active development experience in a cloud-based microservices environment (AWS, Google Cloud, Azure)
• Experience with compute/container platforms such as AWS EC2, K8s is highly preferred
• Experience with Git and Github, gitflow and git actions
• A high bar for code quality and work to eliminate unnecessary duplication and awkward workarounds.
• Discipline in writing well-formatted code, engaging in code reviews
• Automated testing, logging, monitoring, alerting, etc.
• Understanding of software systems architecture, tradeoffs, and collaborating design ideas
• Excellent communication, both verbal and written

Special Knowledge (Nice to Have, But Not Required)

• Experience with financial backend systems
• Experience with mentoring
• Experience working on performance fine-tuning
• Reside in EST timezone

Location

This role is open to candidates in the following locations:

New York, NY - Hybrid

• This role is expected to come into the office on a cadence set by the Hiring Manager/Team.
• If you're not based in one of the locations listed above, this role is not a fit, and we cannot accommodate remote work outside these locations.
• Applicants must be authorized to work for any employer in the U.S. DriveWealth does not sponsor or take over sponsorship of an employment visa at this time.

Pay Range

$155,000 – $175,000 USD

Working at DriveWealth

We do our best work when we're in the same room. To maintain the speed our partners expect, our New York, Chicago, and Lithuania teams work in office on a hybrid schedule. We've found that being physically side-by-side is the only way to solve complex problems in real-time and stay truly accountable to the products we ship. When you're here, you're working directly with the people making the decisions.

To support that work, we provide competitive compensation, equity, and a 401(k) match. We also offer Medical insurance, Dental insurance, Vision insurance, Disability insurance, and Paid Parental Leave, along with a wellness reimbursement, a company-provided phone, and a personal development allowance. Finally, we value the time you spend away from the office with generous Paid Time Off (PTO) and observed holidays.

Work Authorization

Applicants must possess the legal right to work in the country where the position is located at the time of application. DriveWealth requires all employees to provide original documentation verifying their work authorization on or before their first day of employment.

For US-based roles: Applicants must be currently authorized to work in the United States on a full-time basis without the need for current or future visa sponsorship. DriveWealth does not provide visa sponsorship or support for employment authorization, including transfers, at this time. Offers of employment are strictly contingent upon an individual’s ability to secure and maintain the legal right to work at the Company.

How We Think About AI

We leverage AI to work smarter and move faster. We seek AI-curious talent who are proactive about using emerging tools to increase signal quality, reduce friction, and improve outcomes to deliver products faster, provide better service to our partners, and to streamline processes. Your ability to leverage our internal tools and technology to drive results is as important to us as your core domain expertise.

Compensation

Pay is generally based on the level, complexity, responsibility, location, and job duties/requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience. If you are selected for an interview, please feel welcome to speak to a recruiter about our compensation philosophy and other available benefits. This role is eligible for base, bonus, equity, 401(k) match, and heavily subsidized benefits and perks.

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply.

Agency Disclaimer

DriveWealth does not accept agency resumes. Do not forward resumes to our jobs alias, employees, or any other organization location. DriveWealth is not responsible for any fees related to unsolicited resumes.