Senior Software Development Engineer, Cash & Liquidity

Quiet Capital; New York (NY); On-site; USD 120,000 - 150,000; Full time

Benefits offered by this job

Competitive compensation

Equity

401(k) match

Full insurance coverage

Generous PTO

Job summary

DriveWealth is seeking a Senior Software Engineer to join their Cash & Liquidity Management team in New York. You'll work collaboratively to develop features for their API and money movement platforms, contributing to innovative investing solutions.

Ideal candidates have over 7 years of experience in backend software development, especially in Java, and are familiar with RESTful APIs. The position requires strong collaboration and problem-solving skills.

Qualifications

• 7+ years of experience in backend software development.
• Experience designing and integrating RESTful APIs.
• Active development experience in a cloud-based microservices environment.

Responsibilities

• Hands-on software development to understand money flows.
• Collaborate with internal stakeholders.
• Work with Cash & Liquidity Management to architect new systems.

Skills

Backend software development

Java

RESTful APIs

Spring Boot

AWS

Git

Cloud-based microservices

Code quality

Tools

Postgres

Redis

Kubernetes

Job description

About Us

DriveWealth is on a mission to make investing easier. We believe that everyone should have the ability to control their financial future, and that access to financial markets should not be limited by geography, wealth, or legacy systems. We are a global B2B financial technology organization dedicated to democratizing access to financial independence around the world. Our mission is realized through an API‑based platform, empowering our partners to offer seamless investing and trading experiences to clients worldwide, all from their mobile devices. Our technology provides partners with a modern, extensible toolkit, enabling traditional investment workflows and innovative techniques like fractional share ownership. DriveWealth has evolved into a global platform offering trading of US equities, mutual funds, ETFs, fixed income, and options.

About the Role

The Senior Software Engineer on the Cash & Liquidity Management team works collaboratively with technology and business teams to build next‑generation features and enhancements for our API and money movement platforms and help our clients build innovative investing solutions at scale.

What You'll Do

• Hands‑on software development as you grow to understand how we handle various money flows
• Collaborate with internal stakeholders
• Work with the Cash & Liquidity Management team to architect and design new systems
• Maintain and enhance existing systems
• Work with vendor banking‑as‑a‑service APIs
• Deeply understand real‑world money movement workflows in the banking industry and automate manual operational processes

What You'll Need

• 7+ years of experience in backend software development using OOP/Functional principles in Java. Other languages in the JVM platform, such as Kotlin or Scala are also acceptable
• Experience designing and integrating RESTful APIs
• Experience in a good number of the following: Spring Boot, OpenAPI, message queuing frameworks (AMQ, Kinesis, SQS, Kafka, etc.), distributed caching (we use Redis), DynamoDB (or similar), Postgres (or similar)
• Active development experience in a cloud‑based microservices environment (AWS, Google Cloud, Azure)
• Experience with compute/container platforms such as AWS EC2, K8s is highly preferred
• Experience with Git and Github, gitflow and git actions
• A high bar for code quality and work to eliminate unnecessary duplication and awkward workarounds.
• Discipline in writing well‑formatted code, engaging in code reviews
• Automated testing, logging, monitoring, alerting, etc.
• Understanding of software systems architecture, tradeoffs, and collaborating design ideas
• Excellent communication, both verbal and written

Nice to Have, Not Required

• Experience with financial backend systems
• Experience with mentoring
• Experience working on performance fine‑tuning
• Reside in EST timezone

Applicants must be authorized to work for any employer in the U.S. DriveWealth is unable to sponsor or take over sponsorship of an employment Visa at this time.

Working at DriveWealth

We do our best work when we’re in the same room. To maintain the speed our partners expect, our New York, Chicago, and Lithuania teams work in‑office 4 days a week. We’ve found that being physically side‑by‑side is the only way to solve complex problems in real‑time and stay truly accountable to the products we ship. When you’re here, you’re working directly with the people making the decisions. To support that work, we provide competitive compensation, equity, and a 401(k) match. We also offer full insurance coverage, a wellness reimbursement, a company‑provided phone, and a personal development allowance. Finally, we value the time you spend away from the office with generous PTO, observed holidays, and extended leave.

Work Authorization

Applicants must possess the legal right to work in the country where the position is located at the time of application. DriveWealth requires all employees to provide original documentation verifying their work authorization on or before their first day of employment.

How We Think About AI

We leverage AI to work smarter and move faster. We seek AI‑curious talent who are proactive about using emerging tools to increase signal quality, reduce friction, and improve outcomes to deliver products faster, provide better service to our partners, and to streamline processes. Your ability to leverage our internal tools and technology to drive results is as important to us as your core domain expertise.

Compensation

Pay is generally based on the level, complexity, responsibility, location, and job duties/requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience. If you are selected for an interview, please feel welcome to speak to a recruiter about our compensation philosophy and other available benefits. This role is eligible for base, bonus, equity, 401(k) match, and heavily subsidized benefits and perks.

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real‑world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply.

Agency Disclaimer

DriveWealth does not accept agency resumes. Do not forward resumes to our jobs alias, employees, or any other organization location. DriveWealth is not responsible for any fees related to unsolicited resumes.