Senior SBA Credit Analyst: 7(a)/504 Lending

Us Bank; Gresham (OR); On-site; USD 105,000 - 124,000; Full time

Benefits offered by this job

Healthcare

401(k)

Paid vacation

Paid holidays

Parental leave

Job summary

U.S. Bank seeks a Credit Analyst to evaluate SBA loans, analyze borrower financials, and support lending decisions. You will assess credit risk, collateral, and compliance with SBA guidelines while coordinating with underwriting and portfolio teams to ensure sound credit decisions.

The role requires extensive experience in credit analysis, knowledge of SBA programs, and strong written communication to prepare credit memorandums and loan packages.

Qualifications

• Bachelor’s degree, or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and analytical skills.
• Thorough knowledge of SBA lending programs (7(a), 504).
• Background in economics, accounting, and/or finance.
• Experience preparing credit memorandums and loan approval packages.

Responsibilities

• Approve extension of credit and SBA loans and advise final lending decisions.
• Analyze financial statements, cash flow, collateral, and industry trends.
• Support SBA lending initiatives and ensure accurate credit documentation and risk assessment.

Skills

Credit analysis

Analytical skills

Communication skills

Technical report writing

Risk assessment

Financial statement review

Education

Bachelor’s degree or equivalent

Master’s degree or CPA preferred

Job description

U.S. Bank seeks a Credit Analyst to evaluate SBA loans, analyze borrower financials, and support lending decisions. You will assess credit risk, collateral, and compliance with SBA guidelines while coordinating with underwriting and portfolio teams to ensure sound credit decisions.

The role requires extensive experience in credit analysis, knowledge of SBA programs, and strong written communication to prepare credit memorandums and loan packages.