SBA Lending Underwriter — Analysis & Approvals

Getevolved

Memphis, Northern (TN, KY)

Hybrid

USD 70,000 - 110,000

Full time

7 days ago

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Job summary

Getevolved is seeking an SBA Loan Underwriter to analyze and underwrite SBA 7(a) and 504 loan submissions timely. You will evaluate borrower financials, cash flow, and collateral, supporting bank decisions and drafting the narrative credit writeup for approvals.

The role requires at least four years in SBA lending underwriting, a Bachelor's degree in business or related field, and a strong grasp of GAAP. You will interact with borrowers and internal teams to ensure accurate, complete credit

Qualifications

Minimum of four years of underwriting experience in SBA lending or commercial finance
Bachelor's degree in business, economics, finance, or banking with strong accounting/finance background
Knowledge of GAAP accounting
Experience in tax is a bonus
High attention to detail and ability to meet tight deadlines
Strong verbal and written communication skills
Willingness to own recommendations and balance loan production with risk/reward

Responsibilities

Review of credit packages and underwriting submissions
Coordinate with closing department for changes to approvals and third-party reports
Interact with BDO, closer, and borrower to resolve issues
Prepare credit writeups and narrative analyses for approvals
Complete transaction spreadsheets and financial analysis
Prepare credit presentations, credit modifications, and loan commitment letters
Present credit requests to EB&T credit committee