Senior Risk Team Underwriter – Remote

Mutual of Omaha; Omaha (NE); Remote; Full time

Job summary

An established industry player is on the lookout for a skilled underwriter to join their team. This role involves evaluating insurance referrals, assessing risks, and preventing fraud while collaborating with senior underwriters. You will engage in meaningful tasks such as conducting contestable claim reviews and ensuring compliance with guidelines. The company offers a supportive environment that values diversity and innovation, along with competitive compensation packages and a strong emphasis on work-life balance. If you have a passion for problem-solving and strong communication skills, this opportunity is perfect for you.

Benefits

401(k) plan with company match

Work-life balance with vacation and paid holidays

Annual bonus opportunity

Qualifications

• Strong focus on accuracy and precision in tasks and decisions.
• 2-4 years of life insurance experience preferred.

Responsibilities

• Manage multiple tasks and prioritize effectively in a fast-paced environment.
• Gather and analyze requirements for compliance reviews.

Skills

Critical Thinking

Problem-Solving

Mathematics

Communication Skills

Attention to Detail

Team Leadership

Education

Bachelor's Degree in Business or Related Field

Industry Courses (LOMA)

Tools

Microsoft Applications

Job description

We are seeking a professional to review Individual Life and Health insurance referrals to evaluate risk assessments and make recommendations, to detect and prevent fraud risk, to review Department of Insurance inquiries and Regulatory tasks with Individual Underwriting leaders and coordinate responses back to Compliance and to conduct contestable claim reviews to determine material misrepresentation and coordinate with Claims on findings. This evaluation process includes working with a team of Senior level underwriters conducting background checks, medical record reviews, or consult on questions as it relates to specific cases or guidelines. (This underwriter role is not a production role). This role involves knowledge of Individual Life and Health medical/financial/all Underwriting guidelines, as well as knowledge on the various underwriting tools, requirements and processes available for use within Individual Underwriting. Depending on experience, this position will be filled as an Underwriter III, IV or V.

WHAT WE CAN OFFER YOU:

• Estimated Compensation (Levels have variable responsibilities and qualifications), plus annual bonus opportunity.
  • Underwriter III: $25.00 - $35.00 (Hourly), plus annual bonus opportunity.
  • Underwriter IV: $84,500 - $100,000 (Annual Salary), plus annual bonus opportunity.
  • Underwriter V: $97,000 - $120,000 (Annual Salary), plus annual bonus opportunity.
• 401(k) plan with a 2% company contribution and 6% company match.
• Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page for details.
• Applicants for this position must not now, nor at any point in the future, require sponsorship for employment.

WHAT YOU'LL DO:

• Manage multiple concurrent tasks, prioritize effectively, and meet deadlines while adapting to changing priorities in a fast-paced environment.
• Independently gather and analyze requirements for all risk team related and compliance reviews, ensuring decisions align with company guidelines.
• Demonstrate strong critical thinking and problem-solving abilities, asking questions for clarification and recommending solutions or best practices.
• Communicate clearly and professionally both verbally and in writing, delivering excellent customer service and building internal and external relationships.
• Contribute to the exploration of new ideas and improvements to current processes, leveraging industry technologies and tools for better efficiency and productivity.

WHAT YOU’LL BRING:

• Ability to make sound, logical decisions and justify them effectively.
• Strong focus on accuracy and precision in tasks and decisions.
• Skilled in creative problem-solving and applying innovative solutions.
• Strong aptitude in mathematics and proficiency with various software tools, including Microsoft applications.
• Excellent verbal and written communication skills, with the ability to build strong relationships with internal and external partners.
• You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do.
• Able to work remotely with access to a high-speed internet connection and located in the United States or Puerto Rico.

PREFERRED:

• History of providing team leadership and mentorship.
• Industry Courses: LOMA 280/281; LOMA 290/291; LOMA 311 and either LOMA UND 386 or enrollment in ALU 1.
• College degree preferred or equivalent work experience in the insurance industry.
• Bachelor's degree in business, finance, economics, mathematics, and/or related field; or equivalent experience in insurance industry.
• Experience: 2-4 years of life insurance experience.

We value diverse experience, skills, and passion for innovation. If your experience aligns with the listed requirements, please apply!

If you have questions about your application or the hiring process, email our Talent Acquisition area at [e-mail]. Please allow at least one week from time of applying if you are checking on the status.

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