Senior Risk Portfolio Analyst — Hybrid/Remote

usaa; United States; Hybrid; USD 110,000 - 160,000; Full time

Job summary

USAA in San Antonio, TX is seeking a Senior Risk Analyst to act as a strategic risk advisor for the P&C Portfolio Team. You will identify, document, and challenge risks across programs, products, and third-party operations, delivering actionable insights to leadership.

The role requires a strong background in risk management, data analysis, and cross‑functional collaboration, with the office in 4 days per week in an in‑person/hybrid setup. Relocation not offered.

Qualifications

• Bachelor's degree in Risk Management, Business, Finance, or related field; OR 4 years of relevant education and/or experience.
• 6 years of risk management, regulatory or operations experience in a relevant functional area.
• Or advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 4 years of work experience in a discipline relevant to risk management.
• Risk management experience in a complex institution and/or highly matrixed environment.
• Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes.
• Ability to effectively work with both internal and external partners in a highly collaborative environment.
• Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions.
• Proactively identifies potential concerns and follows-up to resolve issues.
• Advanced knowledge of Microsoft Office products including Excel and PowerPoint.

Responsibilities

• Partners with key stakeholders in the business to identify, assess, aggregate and document risks and controls, including risks associated with new or modified products, services, distribution channels, regulations and third-party operations using advanced knowledge.
• Communicates results of risk assessments to governance committees, business process owners and various levels of leadership.
• Implements new risk policies, practices, appetites and solutions to ensure holistic understanding and management of risks according to industry best practice.
• Enhances and contributes to strategies, tools, and methodologies to measure, monitor, and report risks.
• Applies advanced knowledge to utilize or produce analytical material for discussions with cross functional teams to understand business objectives and influence solution strategies.
• Serves as a key contributor in cross-functional teams to identify, assess, aggregate and mitigate current and emerging risk events.
• Formulates stress test plans for a line of business or the enterprise including the evaluation of results and framing of contingency plans in partnership with key business stakeholders.

Skills

Risk management

Data analysis

Critical thinking

Communication

Stakeholder management

Leadership

Education

Bachelor's degree in Risk Management, Business, Finance, or related field

Tools

Microsoft Excel

PowerPoint

Job description

USAA in San Antonio, TX is seeking a Senior Risk Analyst to act as a strategic risk advisor for the P&C Portfolio Team. You will identify, document, and challenge risks across programs, products, and third-party operations, delivering actionable insights to leadership.

The role requires a strong background in risk management, data analysis, and cross‑functional collaboration, with the office in 4 days per week in an in‑person/hybrid setup. Relocation not offered.