Senior Risk Analyst, ERM & Liquidity Insights

Talcott Financial Group; New York (NY); On-site; USD 120,000 - 190,000; Full time

Job summary

Talcott Financial Group is seeking a Senior Risk Analyst in New York to own end-to-end ERM reporting and liquidity stress testing. You will ensure data integrity, methodological consistency, and alignment with the firm’s risk framework, presenting insights to leadership.

You will translate complex analytics into actionable recommendations, collaborate with investment, finance, and actuarial teams, and contribute to governance and remediation efforts in a high‑performing environment.

Qualifications

• Bachelor’s degree in actuarial science, finance, risk management, or a related quantitative field.
• Minimum of 4 years of experience in insurance, asset management or financial analytics.
• An ASA, FSA, or CFA designation is a plus.
• Proficiency in Excel, VBA, and SQL are required.
• Experience with Python, Power BI, or similar tools for automation and data visualization strongly preferred.
• Demonstrated ability to take ownership of processes and drive improvements independently.
• Strong communication skills, with the ability to translate complex analysis into clear, actionable insights for senior stakeholders.

Responsibilities

• Produce core ERM financial risk reports, including mark-to-market exposure, issuer concentration limits, WARF metrics, and hedge effectiveness and monitor exposures relative to risk appetite limits.
• Execute monthly liquidity stress testing and prepare management reports, and committee materials summarizing liquidity risk exposures, stress testing results, key assumptions, and emerging trends.
• Monitor liquidity stress testing results against established risk appetite statements, limits, thresholds, and early warning indicators; identify, investigate, and accelerate breaches or emerging risks.
• Present liquidity stress testing conclusions and risk insights to senior management and risk committees.
• Support the development and maintenance of contingency funding plans, liquidity management strategies, and remediation plans for identified vulnerabilities.
• Conduct periodic reviews of stress testing assumptions, scenario severity, and model performance to ensure continued relevance to the organization’s risk profile and market environment.
• Maintain comprehensive documentation, model governance artifacts, procedures, and audit trails supporting liquidity stress testing processes and results.
• Support regulatory examinations, internal audits, model validations, and other independent reviews through preparation of analyses, documentation, and management responses

Skills

Excel

Attention to detail

Communication

Project ownership

Analytical thinking

Education

Bachelor’s degree in actuarial science, finance, risk management, or a related quantitative field

ASA, FSA, or CFA designation a plus

Tools

SQL

Python

Power BI

Job description

Talcott Financial Group is seeking a Senior Risk Analyst in New York to own end-to-end ERM reporting and liquidity stress testing. You will ensure data integrity, methodological consistency, and alignment with the firm’s risk framework, presenting insights to leadership.

You will translate complex analytics into actionable recommendations, collaborate with investment, finance, and actuarial teams, and contribute to governance and remediation efforts in a high‑performing environment.