Senior Risk Analyst

Careers at Clicklease; Draper (UT); On-site; USD 90,000 - 130,000; Full time

Job summary

Clicklease is seeking a Senior Risk Analyst to join our risk and analytics team in Draper, UT. You will monitor lease portfolios, build risk models, and deliver insights to leadership to drive prudent credit decisions.

You’ll collaborate with Risk, Finance, Data Science, Product, and Operations to design analytics, reports, and tools that strengthen portfolio performance and regulatory compliance. This is ideal for professionals early in their career who are analytic and curious about fintech

Qualifications

• Bachelor's degree in Finance, Economics, Statistics, Data Science, or related field.
• 4+ years of experience in credit risk, portfolio analytics, or quantitative analysis within financial services.
• Proficiency in credit risk modeling techniques and statistical analysis tools (e.g., SQL, Python, or R).
• Solid understanding of regulatory requirements related to credit risk management.
• Proven ability to own projects end‑to‑end and deliver results independently.
• Strong communication skills, with the ability to present findings to senior stakeholders.

Responsibilities

• Independently monitor and manage diverse lease portfolios, owning risk assessment and mitigation for assigned segments.
• Design and produce portfolio performance reporting and key metrics for executive leadership and board members.
• Lead data‑driven analyses to optimize lease portfolio performance and surface actionable recommendations.
• Build, validate, and maintain credit risk models and analytical tooling with minimal oversight.
• Identify, assess, and manage emerging risks, proactively escalating issues with proposed solutions.
• Conduct regular portfolio reviews and deep‑dive analyses to assess risk exposure and portfolio quality.
• Partner cross‑functionally to translate analytical findings into business and policy decisions.
• Mentor junior analysts and serve as a subject‑matter resource on credit risk methodology.
• Stay ahead of industry trends and regulatory developments to ensure compliance with applicable laws and regulations.

Skills

Analytical thinking

Portfolio analytics

Data-driven decision making

Communication

Project ownership

Education

Bachelor’s degree in Finance, Economics, Statistics, Data Science, or related field

Tools

SQL

Python

R

Job description

About the role

At Clicklease, we’re passionate about helping small businesses access the equipment financing they need to grow and succeed. As a Risk Analyst, you’ll support data-driven decision‑making by analyzing portfolio performance, identifying trends, and helping monitor credit risk across our lease portfolio. Working closely with teams across Risk, Finance, Data Science, Product, and Operations, you’ll gain hands‑on experience with financial analytics, reporting, and risk management while contributing to meaningful business outcomes. This is an excellent opportunity for someone early in their career who is curious, analytical, and eager to develop expertise in fintech, lending, and portfolio analytics.

Senior Risk Analyst

What you’ll be doing:

• Independently monitor and manage diverse lease portfolios, owning risk assessment and mitigation for assigned segments.
• Design and produce portfolio performance reporting and key metrics for executive leadership and board members.
• Lead data‑driven analyses to optimize lease portfolio performance and surface actionable recommendations.
• Build, validate, and maintain credit risk models and analytical tooling with minimal oversight.
• Identify, assess, and manage emerging risks, proactively escalating issues with proposed solutions.
• Conduct regular portfolio reviews and deep‑dive analyses to assess risk exposure and portfolio quality.
• Partner cross‑functionally to translate analytical findings into business and policy decisions.
• Mentor junior analysts and serve as a subject‑matter resource on credit risk methodology.
• Stay ahead of industry trends and regulatory developments to ensure compliance with applicable laws and regulations.

What you have:

• Bachelor’s degree in Finance, Economics, Statistics, Data Science, or related field.
• 4+ years of experience in credit risk, portfolio analytics, or quantitative analysis within financial services.
• Proficiency in credit risk modeling techniques and statistical analysis tools (e.g., SQL, Python, or R).
• Solid understanding of regulatory requirements related to credit risk management.
• Proven ability to own projects end‑to‑end and deliver results independently.
• Strong communication skills, with the ability to present findings to senior stakeholders.

What will make you stand out:

• Master’s degree in Finance, Economics, Statistics, Data Science, or related field.
• Professional certifications such as Certified Credit Risk Analyst (CCRA) or Chartered Risk Analyst (CRA).
• Hands‑on experience with advanced techniques such as stress testing and scenario analysis.
• Experience building production‑grade models or analytical pipelines.
• Knowledge of emerging technologies and best practices in credit risk management.