Senior Residential Construction Loan Specialist

Socket.dev; South Carolina; On-site; USD 76,000 - 122,000; Full time

Benefits offered by this job

Benefits

Job summary

SouthState Bank seeks a Residential Construction Senior Specialist to oversee the construction loan lifecycle from pre-closing to project completion, ensuring policy alignment and clear communication among borrowers, builders, and internal teams.

The role provides advisory and operational oversight, may approve builder and contract, budget approvals for inspections, deposits, and recoupment, and guides junior staff in complex scenarios and disputes.

Qualifications

• Extensive knowledge of residential mortgage lending and residential construction.
• Verbal communication and interpersonal skills are critically important to coordinating the interrelated needs of the builder, the customer/borrower/homeowner, and various bank individuals / departments within the bank.

Responsibilities

• Review construction contracts for alignment with policy and procedures.
• Identify and resolve contract inconsistencies and communicate risk implications to borrower/builder.
• Review builder details and construction disclosures during loan application.
• Actively monitor the active construction loan portfolio to identify risks and ensure progress.

Skills

Construction lending

Mortgage knowledge

Interpersonal skills

Risk communication

Education

Bachelor's degree

Job description

SouthState Bank seeks a Residential Construction Senior Specialist to oversee the construction loan lifecycle from pre-closing to project completion, ensuring policy alignment and clear communication among borrowers, builders, and internal teams.

The role provides advisory and operational oversight, may approve builder and contract, budget approvals for inspections, deposits, and recoupment, and guides junior staff in complex scenarios and disputes.