Senior Regional Credit Analyst, Northwest (WA & OR)

J.R. Simplot; Boise (ID); Remote; USD 70,000 - 75,000; Full time

Job summary

A leading agricultural organization is seeking a Senior Credit Analyst to manage customer financial services and conduct credit assessments. The role involves evaluating credit lines, analyzing financial statements, and requires up to 50% travel. Candidates should have at least 5 years of experience in financial analysis and a Bachelor's degree. The position offers a competitive salary range of $70,000-$75,000 and a comprehensive benefits package.

Benefits

Medical, dental, vision coverage

401(k) savings plan

Paid Time Off

Paid Family Building Leave

Qualifications

• 5+ years minimum experience in credit and/or financial analysis.
• Strong interpersonal relationship skills.
• Ability to assess problems and exercise independent judgment.

Responsibilities

• Manage customer financial services and risk exposure.
• Administer credit policy and evaluate credit lines.
• Conduct financial analysis of customer statements.

Skills

Financial analysis

Credit assessment

Interpersonal skills

Communication skills

Negotiation skills

Education

Bachelor’s degree (B.A. or B.S.)

Tools

Financial software tools

Spreadsheets

Job description

Summary

Under the supervision of the Regional Financial Services Manager (RFSM), this role effectively manages customer financial services, accounts receivable, and risk exposure for customers within the region of Washington (entire state) & Oregon (Willamette Valley & N.E. Oregon). The Senior Credit Analyst will augment overall marketing and sales efforts while ensuring compliance with established financial and credit policies across the region.

Eligible applicants must be currently residing in either WA or OR to meet business needs the required travel (up to 50% with company vehicle) to be considered.

Key Responsibilities

• Administers the company’s credit policy by reviewing procedures and practices of marketing and sales personnel to ensure compliance.
• Evaluates and approves credit lines for new and existing customers within established approval limits, adhering to departmental guidelines, procedures, and policies. Provides recommendations to the Area Financial Services Manager (AFSM) for accounts exceeding the approval authority of a Sr. Regional Credit Analyst.
• Conducts thorough financial analysis of customer financial statements to assess creditworthiness and mitigate risk.
• Delivers training and guidance to customers and sales teams on available financing programs to support cash flow objectives and manage financial risk.
• Builds and maintains strong relationships with local lenders, suppliers, government agencies, legal professionals, and agricultural community leaders to ensure access to reliable credit information.
• Collaborates with the AFSM to identify and escalate delinquent accounts to the Special Credit Department.
• Utilizes spreadsheets and financial software tools to analyze data and support decision-making.
• Requires travel (up to 50% with company vehicle) and a flexible remote work schedule to meet business needs (must reside within the specific region).

Typical Education

Bachelor’s degree (B.A. or B.S.) from 4-year college or university

Relevant Experience

5+ years minimum experience in credit and/or financial analysis and/or other relevant training

Other Information

• Handle customer and internal relations diplomatically and firmly when required.
• Ability to assess problems and situations, exercise independent judgment, and reach logical and sound decisions.
• Possess strong interpersonal relationship, communication and negotiation skills.
• Conduct business affairs with uncompromising honesty.

Job Requisition ID: 23078

Travel Required: Up to 50%

Pay Grade: Global Grade 4

Location(s): Remote - USA, Old FG Plant - Hermiston, SGS Regional Warehouse - Othello WA, SGS Retail - Baker City, SGS Retail - Burns, SGS Retail - Moses Lake, SGS Retail - Ontario, SGS Retail - Othello, SGS Retail - Pasco, SGS Retail - Prosser, SGS Retail - Quincy, SGS Retail - Umatilla, SGS Washington Seed Area Warehouse - Warden

Country: United States

Wage range or rate of pay: $70,000-75,000. Plus annual incentive plan eligibility

The compensation offered to the successful applicant may vary based on factors including experience, skills, education, location, and other job-related reasons.

Attractive total rewards package that includes:

• Medical, dental, vision coverage
• 401(k) savings plan
• Paid Family Building Leave
• Generous Paid Time Off - Eligible employees may accrue up to 160 hours in year 1
• 10 Paid Holidays
• Relocation Assistance Program (where applicable)
• Education Assistance
• Benefits details available at simplotbenefits.com

The J.R. Simplot Company is proud to be an Equal Opportunity Employer and will consider all qualified applicants for employment without regard to race, color, religion, national origin, ancestry, age, sex, gender, gender identity, gender expression, genetic information, physical or mental disability, medical condition, sexual orientation, military or veteran status, marital status, or any other protected status.