Senior Product Manager - Remote

PayNearMe Inc.; Santa Clara (CA); Remote; USD 150,000 - 185,000; Full time

Job summary

A leading company in the payments industry is seeking a Senior Product Manager to lead the strategy for their next-generation money movement platform. This role involves working across product, engineering, and accounting teams to build scalable payment systems, ensuring operational accuracy and compliance. The ideal candidate will have extensive experience in the payments ecosystem and a strong understanding of financial reconciliation.

Benefits

Stock options

Communication expense stipend

WFH setup stipend

Reimbursement for peripheral equipment

Premium medical benefits

Company-sponsored life insurance

Paid parental bonding leave

401k plan

Flexible Time Off

Qualifications

• 8+ years of product management experience in money movement and reconciliation.
• Strong technical and analytical skills with data-driven decision making.

Responsibilities

• Own the end-to-end strategy for money movement general ledgering systems.
• Define and prioritize product requirements for settlement and reconciliation.
• Collaborate with cross-functional teams to enhance money movement capabilities.

Skills

Analytical

Problem Solving

Communication

Leadership

Detail-oriented

Curiosity

Education

Product Management

Tools

JIRA

Confluence

Job description

PayNearMe develops technology to facilitate the end-to-end customer payment experience, making it easy for businesses to accept, disburse and manage payments. Our modern and reliable platform lowers the total cost of payments by increasing acceptance rates, driving self-service and simplifying exceptions. We future-proof our clients’ payments roadmap by including all payment types and channels through a single contract and integration.

With PayNearMe, businesses can transform the outdated systems holding them back from achieving progress.

PayNearMe has over 200 employees, raised a $45M Series D round in June 2023, and processes billions in payments annually. Headquartered in Silicon Valley, our team is distributed across the U.S. Join us in solving our clients’ biggest payment challenges.

Job Description

We’re looking for a Senior Product Manager to lead the strategy and execution of our next-generation money movement platform. You’ll own the systems that power how money flows through our ecosystem with a focus on settlement, reconciliation, and general ledger integrations.

In this role, you’ll be at the center of our financial infrastructure, working across product, engineering, and accounting teams to build scalable, reliable payment systems. You’ll drive execution across multiple payment rails and integrations, ensuring operational accuracy, compliance, and performance at scale.

We’re seeking someone with deep experience in the payments ecosystem, particularly in bill pay, money movement, and financial reconciliation. You should be equally comfortable diving into backend systems, managing cross-functional roadmaps, and defining strategic product direction.

This is a high-impact role where you’ll help shape the future of how we move and track money and unlock new capabilities for the business as we scale.

Key Responsibilities

• Own the end-to-end strategy for our money movement general ledgering systems — ensuring funds flow accurately and are accounted for across internal platforms.
• Define and prioritize product requirements across key areas like settlement timing, transaction visibility, reconciliation tooling, and error handling
• Communicating the product development roadmap across agile teams
• Defining and documenting the user stories that will guide the technical product requirements and implementation in existing and new platform
• Owning the organization of the backlog and working proactively and collaboratively with Engineering management to ensure proper prioritization
• Leading the refinement and planning sessions to ensure the teams have adequately planned work
• Act as a subject matter expert and bridge the gap between business needs vs. technical task by collaborating with other product teams, engineering teams, and other internal stakeholders to enhance the money movement capabilities
• Work closely with cross-functional teams to develop products that meet both business goals and customer needs, with a keen focus on how money moves through internal and external networks
• Define and track key performance metrics, ensuring the reliability, efficiency, and scalability of money movement processes.
• Conduct market research and stay up-to-date with industry trends in payments, banking, and financial infrastructure to drive product innovation.
• Translate complex financial and accounting requirements into clear, actionable product specifications.
• Collaborate with go-to-market teams to launch products and support the full go-to-market process for product rollout
• Continue to contribute to documentation and update funds flow

Qualifications

• 8+ years of product management experience, with a strong focus on money movement, reconciliation, and settlement
• An understanding of accounting principles and experience working directly with accounting teams
• Payments industry knowledge, including experience with ACH, wire transfers, card settlements, and reconciliation processes
• Strong technical, analytical, and problem-solving skills, with demonstrated ability to leverage data in making informed product decisions
• Exceptional communication and leadership capabilities, with experience guiding development teams and managing cross-functional stakeholder relationships
• Must be detail-oriented, with a commitment to delivering high-quality product documentation
• Intrinsic curiosity to dive into complex problems and review solutions
• Working knowledge of JIRA and Confluence
• Familiarity with accounting processes and financial events

Additional Information

• Base salary per year (paid semi-monthly)
• Fast- paced and professional work culture
• Stock options with standard startup vesting - 1 year cliff; 4 years total
• $50 monthly communication expense stipend to go towards your phone/internet bill
• $250 stipend to enhance your WFH setup
• Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
• Premium medical benefits including vision and dental (100% coverage for employees)
• Company-sponsored life and disability insurance
• Paid parental bonding leave
• Paid sick leave, jury duty, bereavement
• 401k plan
• Flexible Time Off (our team members typically take off ~3-4 weeks per year)

Salary Range: $150,000 - 185,000

PayNearMe strives to create a workplace where all employees thrive. Ourcore values represent who we are today and we take pride in the way we work with each other as well as with our stakeholders.

We’re in thistogethertodo the right thing. We deliverreal resultswe are proud of while remainingrespectful,transparent, andflexible.

PayNearMe is an equal opportunity employer. We are diligently and thoughtfully working towards cultivating a diverse workforce which in turn, enhances our products and services for the communities we serve. Applicants who represent all backgrounds are strongly encouraged to apply.

Alternative formats of this Notice are available to individuals with a disability. Please let us know if you need assistance.

All your information will be kept confidential according to EEO guidelines.