Senior Product Manager Profitability

PCBB; United States; Remote; USD 120,000 - 150,000; Full time

Job summary

A financial solutions provider is seeking a Senior Product Manager for Profitability to lead strategy and optimization of profitability solutions tailored for financial institutions. The ideal candidate will have a strong background in fintech product management, innovation, and compliance. Responsibilities include developing a data-driven strategic roadmap, guiding cross-functional teams, and ensuring user-centric product enhancements, while thriving in a dynamic environment.

Qualifications

• In-depth knowledge of profitability, accounting, funds transfer pricing, and regulatory practices.
• Advanced proficiency in SaaS, cloud platforms, and data integration tools.
• Demonstrated ability to lead and coordinate cross-functional teams.

Responsibilities

• Develop a strategic roadmap for Profitability FIT using data analytics.
• Lead end-to-end product development with agile methodologies.
• Monitor key performance indicators and translate insights into action.

Skills

Profitability knowledge

SaaS expertise

Agile product management

Analytical skills

Strong communication

Education

Bachelor's degree in finance, economics, computer science, engineering or related field

Master's degree

Tools

SQL

Tableau

Power BI

APIs

Job description

Senior Product Manager – Profitability

The Senior Product Manager – Profitability leads the strategy, development, and optimization of profitability solutions for financial institutions. This role leverages advanced data analytics, financial modeling, user‑centric design, and cross‑functional collaboration within fast‑paced, tech‑driven, and highly regulated environments. This role drives innovation and profitability for financial institutions, blending deep expertise in financial institution profitability and fintech SaaS with strong technical, analytical, and leadership skills. The Product Manager is responsible for developing high‑impact, customer‑centric solutions that combine compliance, emerging technology, and rapid iteration. Success is measured by the ability to align business strategy, user experience, regulatory requirements, and cutting‑edge digital product management.

Duties and Responsibilities

1. Whole Product Strategy and Roadmap
   • Develop and communicate a data‑driven, three‑year strategic roadmap for Profitability FIT, leveraging advanced analytics, market intelligence, and customer research to anticipate industry, regulatory, and tech trends.
   • Anticipate and integrate evolving compliance frameworks and digital regulations, such as RegTech, into product planning and delivery.
   • Define actionable product specifications, technical user stories, and acceptance criteria tailored for agile teams, bridging business and engineering perspectives.
   • Proactively apply user research, experience design, and usability testing to deliver value‑driven, customer‑first enhancements.
   • Ensure that whole product actions, including pricing, contracts, service delivery, marketing collateral, and other components as needed, are consistent with product features and support business objectives.
   • Lead data‑driven negotiations for internal service level agreements.
2. Solution Development, Implementation and Deployment
   • Lead agile, end‑to‑end product development, ensuring robust data integration, API‑first architecture, and deployment across cloud‑native and SaaS environments.
   • Use fast prototyping, MVP development, and continuous delivery methodologies to innovate and iterate rapidly.
   • Guide internal and external teams in technology evaluation (including AI/ML, automation, advanced analytics), addressing debt and driving secure, scalable solutions.
   • Oversee user acceptance testing, gather actionable feedback using data and A/B testing, and iterate for optimal user experience, profitability, and adoption.
   • Ensure development best practices are followed.
   • Continue Profitability FIT’s support of other PCBB products.
   • Manage operational and cyber risks in close collaboration with compliance and IT.
3. Product Performance and Optimization
   • Monitor key performance indicators—profitability, growth, user engagement, adoption—using advanced tools (SQL, Tableau, Power BI), and translate insights into action.
   • Build, test, and optimize pricing and business models using data science to maximize customer value.
   • Develop and prioritize a robust backlog of enhancements informed by customer feedback, regulatory needs, and market trends.
4. Stakeholder Management and Collaboration
   • Translate complex product and technical requirements across diverse internal and external partners, both technical and non‑technical.
   • Build effective go‑to‑market partnerships with Advisors, sales, and marketing teams to enhance customer acquisition and engagement.
   • Lead cross‑functional training and change management to support adoption of new features and digital workflows.
   • Collaboratively align product vision and priorities with stakeholders to drive business objectives.
   • Conduct training sessions with stakeholders to ensure successful product adoption.

Skills Required

• In-depth knowledge of profitability, accounting, funds transfer pricing, loan pricing, regulatory best practices (banking and fintech), and compliance (GLBA).
• Advanced proficiency in SaaS, cloud platforms, data integration tools (APIs, ETL, SQL), and digital product analytics; experience with AI/ML, automation, and modern tech stacks.
• Superior agile product management, fast prototyping, backlog management, and digital experimentation experience.
• Strong analytical, growth, and communication skills—including technical storytelling, user‑centric design, and multi‑project management.
• Ability to thrive in a fast‑paced, rapidly changing environment that values innovation, compliance, and customer impact equally.
• Demonstrated ability to lead and coordinate cross‑functional teams in complex projects.
• Detail‑oriented with a strong focus on accuracy and quality.

Education / Experience Requirements

• Bachelor’s degree in finance, economics, computer science, engineering or a related field. A master’s degree is preferred.
• Extensive experience in fintech or financial institution SaaS product management with a track record of digital innovation, compliance integration, and profitable client solutions, specifically in bank or credit union profitability.

Physical Demands / Work Environment

Employees of PCBB must provide themselves with a designated workspace free from noise and distractions when working remotely. The employee routinely uses standard office equipment such as computers, phones, and virtual tools such as web cameras and video programs.

Equal Opportunity Employer Statement

PCBB is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, race, color, religion or creed, national origin, mental or physical disabilities, sex or gender, sexual orientation, gender identity, or gender expression, medical condition, genetic information, marital status, protected veteran status, or any other characteristic protected by law.