Senior Product Manager, Lending

Airwallex; San Francisco (CA); Hybrid; USD 120,000 - 150,000; Full time

Job summary

Airwallex is seeking a Senior Product Manager for their lending product portfolio in San Francisco. This role will involve owning the product strategy and collaborating with cross-functional teams to develop intuitive credit solutions for businesses.

The ideal candidate will have 5-7 years of product management experience, particularly within fintech or related sectors, and a proven track record in driving product delivery.

Join Airwallex to help innovate and enhance credit access for SMEs!

Qualifications

• 5 to 7 years of overall professional experience.
• Significant experience in product management in fintech or financial services.
• Strong product judgment, analytical skills, and communication abilities.

Responsibilities

• Own product strategy, roadmap, and execution for lending products.
• Partner with internal stakeholders to understand customer needs.
• Define success metrics and analyze product performance.

Skills

Product management

Stakeholder management

Analytical skills

Cross-functional collaboration

Education

Bachelor’s degree or higher

Job description

What you’ll do

As Senior Product Manager, Lending, you will own a critical part of Airwallex’s lending product portfolio and help shape how businesses access credit through our platform. You will work closely with engineering, design, credit risk, legal, compliance, operations, data, and commercial teams to build products that are intuitive for customers and robust for the business.

You will be responsible for identifying customer pain points, defining product strategy for your area, and driving execution from concept through launch and iteration. This role is ideal for someone who is excited by ambiguity, motivated by customer impact, and energized by solving hard problems in a fast-moving and regulated environment.

Responsibilities

• Own product strategy, roadmap, and execution for a key area within Airwallex’s lending and credit product suite
• Partner with customers, commercial teams, and internal stakeholders to deeply understand customer problems, validate opportunities, and identify the right segments to serve
• Translate complex credit, regulatory, operational, and technical requirements into simple, scalable product experiences
• Work closely with engineering and design to define solutions, prioritise trade-offs, and deliver high-quality products with speed and rigor
• Partner with credit risk, legal, compliance, and operations teams to ensure products are commercially effective and operationally sound
• Help shape embedded lending and first‑party lending propositions, taking new ideas from concept to launch
• Define success metrics, analyse product and portfolio performance, and use data to improve conversion, customer experience, unit economics, and risk outcomes
• Stay close to market trends, customer needs, and the competitive landscape in SME banking, credit, and embedded finance

Minimum qualifications

• 5 to 7 years of overall professional experience
• Significant experience in product management, with a strong track record of shipping and scaling products in fintech, financial services, lending, or adjacent regulated domains
• Experience taking products from ideation through delivery and iteration, ideally in complex cross-functional environments
• Strong product judgment and analytical skills, with the ability to use data and first‑principles thinking to make decisions
• Strong stakeholder management and communication skills, with the ability to influence technical and non‑technical audiences
• Ability to thrive in cross‑cultural and cross‑functional teams
• Bachelor’s degree or higher with strong academic achievement

Preferred qualifications

• Experience with lending, credit, working capital, underwriting, or embedded finance products
• Familiarity with SME banking, lending operations, credit risk, or regulatory requirements across one or more markets
• Experience working closely with risk, legal, compliance, or operations teams in a regulated environment
• Experience in high‑growth technology or startup environments
• Background in software engineering, economics, finance, or consulting

Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.