Senior Product Manager, EWA

Branch; United States; Remote; USD 160,000 - 180,000; Full time

Job summary

A leading fintech company in the USA is seeking a Senior Product Manager to define and drive the product vision for Earned Wage Access (EWA). The role involves managing end-to-end user experiences, collaborating cross-functionally, and leveraging data insights. Ideal candidates have 5+ years of product management experience in fintech. This position is remote, offering a salary range of $160-180k and various benefits including stock options and extensive medical coverage.

Benefits

Market-leading medical, dental, and vision insurance

Stock options

Free Premium-Tier Origin Financial Wellness subscription

Monthly home-office stipend

401k (TransAmerica)

12-weeks paid parental leave

Flexible time off + sick and safe time

11 paid company holidays

Qualifications

• 5+ years of product management experience, with 2+ years in fintech.
• Proven success leading complex, cross-functional initiatives from 0 → 1.
• Experience working on EWA, payments, or adjacent financial products.

Responsibilities

• Define and own the EWA product vision and strategy.
• Lead the end-to-end experience of users accessing earned wages.
• Drive user research and data analysis to inform product decisions.
• Ensure EWA flows are seamless and transparent.

Skills

Product management experience

Business acumen

User empathy

Analytical skills

Communication skills

Job description

Overview

Branch is on a mission to empower workers with financial freedom. We do this by helping companies accelerate payments and providing working Americans with accessible, free financial services. We’re committed to building and delivering more inclusive, transparent, and frictionless financial products. Our goal of empowerment extends to our own employees, too. Have a great idea? Share it today and it might just get implemented tomorrow. As a member of our team, your voice and creativity matter—and they can directly impact our products, company, and culture. We not only focus on attracting great talent from across the country, but also on building teams that help that talent thrive. That means valuing a diversity of opinions and working styles, while creating a shared belief in innovation, initiative, and winning together. Come join our team as we develop new ways to improve the lives of working Americans.

About the role:

We’re looking for a Senior Product Manager to take ownership of one of our most critical use cases: delivering seamless and reliable Earned Wage Access (EWA) experiences. In this high-impact role, you’ll define and drive the product vision and strategy for EWA across verticals, ensuring Branch provides users with fast and transparent access to their earned wages.

You’ll partner closely with engineering, design, compliance, risk, operations, and leadership to create user experiences that are trustworthy, scalable, compliant, and differentiated in the market. This role requires strong business acumen, deep user empathy, and the ability to lead through influence across teams.

Responsibilities

• Vision & Strategy: Define and own the EWA product vision, strategy, and roadmap in alignment with company goals, focusing on solutions for enterprise and cross-vertical
• Critical Use Case Ownership: Lead the end-to-end experience of how users access, manage, and receive earned wages
• Discovery & Insights: Drive user research, data analysis, and competitive benchmarking to inform product decisions
• User Experience: Ensure EWA flows are seamless, transparent, and optimized for speed, trust, and fairness
• Cross-Functional Leadership: Act as a thought partner to engineering, design, compliance, and operations to deliver high-quality solutions
• Execution & Prioritization: Prioritize initiatives based on user needs, business impact, and regulatory requirements
• Scalability & Platform: Identify and deliver platform-level improvements that make EWA more reliable, flexible, and cost-efficient
• Metrics & Outcomes: Define and track success metrics such as adoption, frequency of use, transaction completion rates, and user satisfaction

Qualifications (required)

• 5+ years of product management experience, with 2+ years in fintech
• Proven success leading complex, cross-functional initiatives from 0 → 1
• Strong business acumen with the ability to balance user empathy and company objectives
• Experience working on EWA, payments, or adjacent financial products
• Understanding of financial regulations and compliance considerations
• Strong analytical and data-driven decision-making skills
• Excellent communication and stakeholder management across technical and non-technical teams
• Proficiency with remote collaboration

Qualifications (preferred)

• Experience scaling EWA or adjacent fintech products in a high-growth environment
• Background in financial wellness, payroll systems, or digital disbursements
• Technical fluency with APIs, integrations, or payment infrastructure
• Experience collaborating with compliance and risk teams to ship regulated financial products

Compensation

The salary range for this role is $160-180k. The salary range displayed reflects an average base salary range for the position across all the U.S. The base salary offered to an applicant could be higher or lower based on each applicant's specific skill set, depth of experience, relevant education or training, etc.

Location

This position is classified as REMOTE within the United States of America.

We are unable to hire candidates located outside of the domestic U.S.

Benefits

• Market-leading medical, dental, and vision insurance
• Stock options
• Free Premium-Tier Origin Financial Wellness subscription
• Monthly home-office stipend
• 401k (TransAmerica)
• 12-weeks paid parental leave for birthing and non-birthing parents
• Flexible time off + sick and safe time
• 11 paid company holidays

Working at Branch

A remote-first company with employees located throughout the U.S., Branch emphasizes transparency, accountability, and trust to create a collaborative environment where our product, engineering, marketing, customer support, customer success, and sales teams can all thrive together. Learn more about what we do in the video.

Our collaborative spirit has helped us become an award-winning FinTech company, with Branch’s innovation and workplace recognized across industries. Branch has been honored by Inc., the Webby Awards, Benzinga FinTech Awards, FinTech Breakthrough Awards, Top Workplaces USA, Great Places to Work, and EY Entrepreneur of the Year, Heartland, among others.

Branch is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Must be currently authorized to work in the USA without sponsorship or transfer.

No third-parties, please.

Note

View how Branch collects your personal data here.