Senior Product Manager, Consumer Payments

Affirm, Inc.; Northern (KY); Remote; USD 173,000 - 233,000; Full time

Benefits offered by this job

Health coverage

Stipends for tech setup

Flexible time off

Employee stock purchase plan

Job summary

Affirm, Inc. is seeking a Senior Product Manager for Consumer Payments. This remote US role leads the design and optimization of payment experiences that simplify repayment, improve payment success, and reduce costs.

You will collaborate across Product, Engineering, Analytics, Finance, Design, and Partnerships to drive impactful outcomes. In this role, you will shape experiments, balance risk and performance, and present a compelling roadmap to senior leaders.

Qualifications

• 5+ years of product management experience.
• Strong analytical rigor and data-driven decision making.
• Curiosity about customers and how experiences break down.
• Ability to discuss system tradeoffs with engineers and cross-functional partners.
• Track record of taking products from discovery through launch and iteration.

Responsibilities

• Create new payment experiences that simplify repaying and improve success.
• Lead cross-functional work with Design, Analytics, Engineering, Finance, and Partnerships.
• Design and run experiments to improve conversion, payments, and cost.
• Define secure, cost-effective payment processing strategies.
• Drive a data-informed roadmap and present strategy to senior leadership.

Skills

Product management

Analytical rigor

Customer curiosity

Engineering collaboration

Product lifecycle

Clear communication

Payments/fintech experience

Job description

Senior Product Manager, Consumer Payments

Remote US

At affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Product team
The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision.

About the role
The Consumer Payments team powers how customers successfully make payments to affirm. As a Senior Product Manager, you will create new payment experiences that make repaying easier, improve payment success, and define how payments are processed safely and cost‑effectively. This is a highly cross‑functional role that sits at the intersection of Product, Engineering, Analytics, Finance, Design, and Partnerships.

What you’ll do

We are looking for a curious, collaborative Senior Product Manager to improve how customers pay with affirm.

We are looking for a curious, collaborative Senior Product Manager to improve how customers pay with affirm

Focus on the customer, uncovering where paying breaks down through research and data, and sharing those insights across the team

Create new payment experiences that make repaying easier, working with Design and Analytics from discovery to launch

Design and run experiments that improve conversion, payment success, and cost

Shape how payments are processed safely and cost‑effectively, weighing performance and risk

Be a trusted partner to Product, Engineering Finance, Design, and Partnerships, exploring new opportunities together, evaluating their impact, and defining sequencing

Drive an ambitious roadmap that delivers customer and business outcomes by identifying the highest‑impact bets and presenting strategy to senior leaders

What we look for

5+ years of product management experience

Analytical rigor: you are comfortable in the data and use experiment results and customer research to make product decisions

Curiosity about customers: you have strong instincts for where an experience breaks down and the drive to fix it

Experience holding informed conversations with engineers about how systems work and the tradeoffs they carry

A track record of taking products from discovery through launch and iteration, including turning ambiguous or conflicting inputs into a clear plan

Clear communication and influence: you explain tradeoffs well and build trust and alignment across Product, Engineering Finance, Design, and Partnerships, including senior leaders, without needing formal authority

Bonus points for experience in payments, fintech, or e-commerce

Base Pay Grade - N
Equity Grade - 9

Employees new to affirm typically come in at the start of the pay range

Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000
USA base pay range (all other U.S. states) per year: $173,000 - $233,000

Remote-first with flexibility built inAffirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits designed for youOur benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights:

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy affirm stock at a discount.

We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help.

For positions based in San Francisco or Los Angeles: affirm considers qualified applicants with arrest and conviction records, as required by law.

Demographic Survey Statement (US-based roles)

affirm is dedicated to building an inclusive culture where affirmers belong and have an equal opportunity to thrive.

To help us assess our outreach efforts, we invite candidates to voluntarily share information through a short demographic survey. This information is:

• Completely optional
• Anonymized and stored in aggregate
• Not accessible to recruiters or hiring managers at the individual level
• Never used in any hiring decision

Your decision to provide or withhold this information will not impact your candidacy in any way.