Senior - Product Manager - Acquisition

Alliance Data Systems, Inc.; United States; Hybrid; USD 101,000 - 161,000; Full time

Benefits offered by this job

Medical benefits

Dental benefits

Vision benefits

401(k) plan

Paid holidays

Flexible time off

Job summary

Bread Financial in the United States is seeking a Senior Product Manager to own the product vision and roadmap across consumer payments, accounts, and servicing. You will collaborate with design and engineering, translate market insights into strategy, and deliver customer-centric solutions that align with business goals.

The role emphasizes cross-functional leadership, data-driven decision making, and ongoing optimization of self-service experiences while maintaining strong security and

Qualifications

• 5–8 years of experience in product management, business analysis, information technology, or related areas.
• Experience managing customer-facing digital products in financial services, fintech, payments, lending, or related industries.
• Experience using data, customer insights, experimentation, and AI-enabled tools to drive product strategy.

Responsibilities

• Own the product vision and roadmap with design and engineering teams to identify market trends and develop differentiation strategies.
• Prioritize and deliver large-scale product features, define business requirements, and ensure security policy adherence.
• Set product performance metrics, analyze data, and drive improvements for customer experience and operations.
• Collaborate with cross-functional teams to devise solutions, maintain stakeholder communication, and lead with strategic/analytic expertise.
• Leverage financial insights to guide product management strategies and identify new opportunities.

Skills

Product Delivery

Agile Methodology

Product Roadmapping

Product Management

Go-to-Market Strategies

Education

Bachelor’s Degree in Marketing, Information Technology, Product Management, Business, or related field of study.

Job description

Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here.

Job Summary

The Senior Product Manager will develop features and products to improve the end-to-end consumer experience. This role includes cross-functional collaboration, and hands-on product development, with an emphasis on self-service in payment, account management, and servicing. This role plays a crucial role in driving the strategy, planning, delivery, performance, and continuous improvement of our products. They are responsible for delivering solutions that meet customer needs and align with business objectives, ensuring a clear product vision and roadmap.

Essential Job Functions

• Own the product vision and roadmap, collaborating with design and engineering teams to identify market trends and develop strategies for product differentiation and competitive positioning.
• (30%) Manage the prioritization and delivery of large-scale product features, guide product improvements, define business requirements, and ensure adherence to security policies and controls.
• (25%) Sets product performance metrics, conducts ongoing analysis, and drives improvements for customer experience and operational excellence.
• (20%) Work collaboratively with cross-functional teams to devise effective solutions, showcasing innovative thinking and problem-solving capabilities. Maintain clear communication with stakeholders and lead with strategic and analytical expertise.
• (15%) Leverages financial insights to guide product management strategies, analyzing key business drivers to refine product offerings based on market research. Conducts thorough analysis to identify and prioritize new product opportunities.
• (10%)

Minimum Qualifications

High School Diploma or GED 5-8 years experience in product management, business analysis, information technology, or related areas.

Preferred Qualifications

• Bachelor’s Degree in Marketing, Information Technology, Product Management, Business, or related field of study.
• Previous experience in a Product Manager role, or equivalent product management capacity, with ownership of product strategy, roadmap prioritization, and business outcomes.
• Experience managing customer‑facing digital products and journeys within financial services, fintech, payments, lending, or related industries.
• Experience using data, customer insights, experimentation, and AI-enabled tools to drive product strategy and improve business outcomes.

Skills

• Product Delivery
• Agile Methodology
• Product Roadmapping
• Product Management
• Go-to-Market Strategies

Reports To: Manager and above Direct Reports: 0

Work Environment

Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location. Travel Ability to travel up to 5% annually.

Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Communicate/Hearing Communicate/Talking Stationary Position/Seated Typing/Writing Maintain focus in high pressure or fast-paced work environment.

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range

$100,800.00 - $161,300.00

California: $115,900.00 - $201,600.00

Colorado: $100,800.00 - $177,400.00

New York: $110,900.00 - $201,600.00

Washington: $110,900.00 - $185,500.00

Maryland: $110,900.00 - $177,400.00

Washington DC: $115,900.00 - $185,500.00

Illinois: $100,800.00 - $177,400.00

New Jersey: $115,900.00 - $185,500.00

Vermont: $100,800.00 - $161,300.00

Ohio: $100,800.00 - $161,300.00

Maine: $100,800.00 - $161,300.00

Connecticut: $110,900.00 - $177,400.00

Virginia: $100,800.00 - $161,300.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders.

Benefits

• Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26.
• New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period).
• Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period.
• Hired associates can immediately enroll in Bread Financial’s 401(k) plan.
• All associates receive 11 paid holidays.
• Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off.
• Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year.
• Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year.
• Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
• Hired associates will be able to elect the purchase company stock during offering periods in June and December.
• You will be eligible for an annual incentive bonus based on individual and company performance.

About Bread Financial® At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally.

Bread Financial®(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers.Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through ourco-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers.Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).

The Company is an Equal Opportunity Employer.

Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.

The Company participates in E-Verify.

The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair