Senior Product Manager

Preferred Credit, Inc.; Saint Cloud (MN); Hybrid; USD 117,000 - 146,250; Full time

Benefits offered by this job

Annual discretionary bonus

Earned Safe & Sick Time

Paid maternity & paternity leave

PTO & 8 paid holidays

Donation matching & volunteer time

401(k) match

Job summary

Preferred Credit, Inc. is seeking a Senior Product Manager in Minnesota to drive AI-native product strategy and a customer-focused roadmap.

You will lead a cross-functional team, shape product vision, and deliver outcomes that align business goals with user needs while navigating an evolving AI-enabled environment. This role emphasizes strategic leadership, collaboration, and measurable delivery in a hybrid, in-office setting near Saint Cloud.

Qualifications

• Bachelor’s degree or related certification with 8+ years in product management or related field.
• Proven experience leading strategy, roadmaps, and cross-functional delivery in complex environments.
• Experience guiding teams and delivering results in ambiguous settings.

Responsibilities

• Define and deliver core products and roadmaps across the product lifecycle.
• Lead vision, strategy, and cross-functional alignment with partners.
• Set success metrics, prioritize work, and report progress to stakeholders.

Skills

Product strategy

Roadmap ownership

Cross-functional leadership

AI tools & prompting

Ambiguity handling

Driver's license

Education

Bachelor's degree or related certification

Tools

AI tools & prompting platforms

Job description

Description

Pay or shift range: $117,000 USD to $146,250 USD. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

Must be in Central MN and have reasonable commute to St. Cloud, due to in-office requirements.

SCHEDULE: Full-Time, Monday-Friday, 8:00am-5:00pm

COMPENSATION: Starting Pay $117,000 – $146,250 per year. The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

WHO WILL SHINE IN THIS ROLE

Are you looking for an opportunity to shape the future of product development and make a meaningful impact as PCI transitions to an AI-native environment? PCI is seeking a Senior Product Manager who is strategic, customer-focused, and results-driven, and excited to lead product vision, roadmap, delivery and outcomes while connecting business strategy, operations, user needs, and technology.

This is an exciting opportunity to help define how products are built at PCI, drive innovation as we build AI-native workflows, and influence the future of Product Management within the organization. You'll play a key role in delivering business value, accelerating product outcomes, and helping create the next generation of product development practices.

WHAT YOU’LL DO

• Leads the product team in defining and delivering core products, fixes, and enhancements throughout the product lifecycle, while facilitating development process workflow within the value stream area.
• Facilitates the creation and ongoing evolution of the product vision; develops the roadmap and builds alignment with internal and external partners.
• Defines success objectives, key results, and targets; ensures proper prioritization of product-related work; and provides regular updates on progress metrics.
• Manages constraints of time, resources, and budget within the product and roadmap.
• Coordinates cross-functional and cross-team deliverables; acts as a product evangelist to build awareness and understanding across the organization.

Market, User, & Stakeholder Work

• Collaborates with stakeholders and users to determine product needs, opportunities, risks, and positioning, conducting market and user research.
• Leads communication and execution of new product and feature launches as well as product changes, roll outs, user impacts, training, documentation, and feedback loops.

AI-Native Product Practice

• Directs AI tools and workflows with judgment and intent, prompting, iterating on working output, and evaluating results with appropriate calibration.
• Designs and maintains context infrastructure, including system prompts, documentation frameworks, and project-level resources that make AI consistently useful across the team’s work.
• Embeds governed autonomy into AI workflows, designing compliance guardrails related to fair lending, regulatory requirements, explainability, and data privacy structurally into the work rather than as end-of-process review.
• Compresses product cycle time deliberately, optimizing for learning speed and throughput and treating every product artifact as a candidate for iteration and improvement.
• Calibrates trust in AI output by knowing what to verify, catching errors through understanding why they occur, and avoiding both over-reliance and unnecessary resistance.

WHAT WE’RE LOOKING FOR

Must-Have Qualifications:

• Bachelor’s degree or related certification(s) with a minimum of 8+ years of product management or closely related experience.
• Demonstrated experience leading product strategy, roadmap ownership, and cross-functional delivery in a complex environment.
• Successful product team leadership experience with formal or informal reporting structures.
• Active, working fluency with AI tools, including prompting, iterating AI-generated output, and applying AI in day-to-day product management work.
• Experience operating and delivering results in environments with meaningful ambiguity in role definition, team structure, or product direction.
• Valid Driver's License, vehicle, and insurance.

Nice to have but not Required!

• 10+ years of related experience, including time in fintech, consumer finance, credit origination, indirect lending, financial services, or similar product environments.
• Experience redesigning workflows around AI tools and capabilities.

LOCATION & WORK SETTING

• Schedule: Full-Time, Monday–Friday, 8:00am-5:00pm CST
• Work Setting: Hybrid

COMPETITIVE COMPENSATION & BENEFITS

• Starting Pay: $117,000 – $146,250 per year.
• The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

PCI offers competitive and comprehensive benefits including medical, dental, vision, short-term disability, long-term disability, and voluntary benefits.

Additional Perks that Go the Extra Mile:

• Annual Discretionary Bonus
• Earned Safe & Sick Time (ESST)
• Paid Maternity & Paternity Leave
• Paid Time Off (PTO) & 8 Paid Holidays
• Donation Matching & Paid Volunteer Time
• 401(k) Match – 100% of your deferrals up to 5%
• Tuition Reimbursement & Student Loan Match Program

EQUAL EMPLOYMENT OPPORTUNITY

PCI is an equal employment opportunity employer committed to diversity, equity, & inclusion. We make hiring decisions based on qualifications, merit, and business needs. If you need assistance or an accommodation due to disability, please contact PCI HR at [e-mail].

Equal Opportunity Employer. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.