Senior Associate, Product Manager - Card Capabilities (Business Cards & Payments)

Capital One National Association; Virginia (MN); On-site; USD 101,100 - 138,400; Full time

Job summary

Capital One is seeking a Senior Associate, Product Manager for Card Capabilities (Business Cards & Payments) in McLean/NY/Richmond. You will define product strategy, collaborate with designers, data scientists, and business partners, and deliver AI-enabled features for a growing commercial card segment.

The role offers growth in an agile, transformational environment with leadership exposure. You will learn and apply human-centered design, data-driven decision making, and technology-driven

Qualifications

• Bachelor’s degree or military experience.
• At least 1 year of product management experience or 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering.

Responsibilities

• Collaborate with partners and stakeholders to deliver new experiences for customers.
• Define and execute near- and long-term product strategy and vision for Card Capabilities within the Commercial Card market.
• Break down epics into features and user stories to drive MVP testing.
• Own and prioritize feature development roadmaps and manage risk processes.

Skills

Product management

Product design

Agile delivery

Business analysis

Data science

Software engineering

Education

Bachelor's degree

Military experience

Job description

Senior Associate, Product Manager - Card Capabilities (Business Cards & Payments)

Business Cards & Payments (BC&P) | Build the Future.

At BC&P, we bring a builder's mindset to work, just like the business owners we serve. Small businesses are a different kind of customer. They're the people turning ideas into opportunities, and opportunities into livelihoods. When we build for them, we build something bigger. That's why we have a high bar for quality. We own the work end to end, turning today's insights into tomorrow's results, together.

• We're relentlessly curious.
• We ask the hard questions.
• We make space for the best ideas to win.

Because that's how we create impact we can be proud of.

We are looking for a Product Manager with a demonstrated interest and aptitude for AI. While formal on-the-job experience with AI is a plus, we highly value candidates who have proactively incorporated AI into their personal projects, explored AI-driven development environments (e.g., Cursor, Claude Code, GitHub Copilot), or built automations using AI agents. Show us how you've used AI to learn, build, and solve problems beyond basic text generation.

The Role:

As a Product Manager in the Card Capabilities group, you will collaborate with a broad set of partners & stakeholders to deliver new experiences for our customers. You will help define & execute our near & long term product strategy & vision for a fast growing business segment within the Commercial Card market.

In this role, you’ll learn the essentials of being a product manager, and we’ll invest in you to grow in four key areas:

• Human Centered
  • You’ll collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design.
  • You’ll breakdown business epics into features and further into user stories, driving your team towards lowest effort or Minimum Viable Product (MVP) for a valid feature test.
• Business Focused
  • Demonstrating a growth mindset, you’ll effectively use hypothesis-driven assessment of data to ensure your product or feature delivers on real business needs.
  • You’ll own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk.
• Technology Driven
  • You’ll work autonomously in an agile environment, to conduct research and develop features that utilize new and evolving technology.
  • You’ll collaborate with designers, technologists, data scientists and subject‑matter experts to build cutting‑edge solutions to help customers.
  • You’ll deliver well‑managed product platforms for customers by seeking to understand technology trends and architecture strategy.
• Transformational Leadership
  • By actively participating in horizontal forums, you’ll harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams.
  • You’ll articulate a succinct product roadmap to deliver business value and share with stakeholders, elevating your team’s results and becoming a product matter expert.

We want you if you are:

• Intellectually Curious. You ask why, you explore, you're not afraid to blurt out your crazy idea or follow an email chain for weeks to find someone with an answer. Comfortable with ambiguity, a hunger to learn and a seeker of new challenges.
• Communicator & Influencer. You can communicate complex ideas clearly regardless of your audience. Our team knows their priorities and why they’re doing what they’re doing. You always can rally associates to work with you.
• Do‑er. You’re biased toward action, you try things and sometimes you fail. You can get around roadblocks and stay focused on your goals. You’re well organized, able to multitask and able to prioritize your work.
• Passionate & Customer Focus. You care about growing others and bringing them together around what’s possible. You get a thrill from the journey of building and shipping products, and you have a desire and ability to connect with our external or internal customers to fully understand their needs.
• Learner. You have an appetite to learn new things or new technologies all while exhibiting humbleness when the time comes to ask for help.
• Team Player. You enjoy working with diverse people and driving the team toward a common goal. You have the ability to put the team before yourself and establish long‑lasting relationships.

Basic Qualifications:

• Bachelor’s degree or military experience.
• At least 1 year of product management experience or at least 1 year of experience in product design, agile delivery, business analysis, data science, or software engineering.

Preferred Qualifications:

• Bachelor’s degree in computer science or engineering.
• 1+ years translating business strategy or analysis into consumer facing digital products.
• 1+ years of experience working on core product platforms powering digital experiences.
• 1+ years working with cross functional teams as a product owner in an agile development process.

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

McLean, VA: $111,200 - $126,900 for Sr. Associate, Product Management.

New York, NY: $121,300 - $138,400 for Sr. Associate, Product Management.

Richmond, VA: $101,100 - $115,400 for Sr. Associate, Product Management.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part‑time status, exempt or non‑exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1‑800‑304‑9102 or via email at [e-mail]. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to [e-mail].

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).