Senior Principal Software Engineer - Fraud Prevention Engineering

JPMorgan Chase & Co.; Palo Alto (CA); On-site; USD 180,000 - 240,000; Full time

Job summary

JPMorgan Chase & Co. in Palo Alto invites an experienced Senior Principal Software Engineer to lead high-throughput, low-latency software delivery within the Trust & Safety, Payments Technology group. You will drive architectural choices, mentor teams, and ensure secure production-grade code across microservices.

The role emphasizes Java-based backend systems, Spring ecosystem, cloud services, and modern security practices, with collaboration across multiple tech stacks in an agile setting.

Qualifications

• Formal training or certification on software engineering concepts and 10+ years applied experience.
• Hands-on practical experience building low latency, high throughput server side Python-based software solutions. Advanced in Java and related programming languages.
• Experience with developing highly scalable, secure, and resilient applications utilizing Java, Spring Core, Spring Boot, REST APIs, JPA, Hibernate, Kubernetes, Docker, Swagger, and Skaffold.
• Excellent understanding of security standards, such as OAuth, TLS, JWT, Kerberos etc.
• Good understanding of Domain Driven Design, microservices patterns, and modern/emerging architectures.
• Agile software development experience is a must.
• Proficiency with AIML Model development. Familiarity with log/metric collection and monitoring technologies, such as ELK stack, Prometheus, Grafana, AppDynamics, and Splunk is a plus.
• Proficiency with Python programming language.
• Expertise in application, data, and infrastructure architecture disciplines.
• Experience with modern microservices architecture.

Responsibilities

• Writes advanced level code in Java to build cutting edge high throughput low latency engineering solutions.
• Regularly provides technical guidance and direction to support the business and its technical teams, contractors, and vendors.
• Develops secure and high-quality production code, and reviews and debugs code written by others.
• Drives decisions that influence the product design, application functionality, and technical operations and processes.
• Actively contributes to the engineering community as an advocate of firmwide frameworks, tools, and practices of the Software Development Life Cycle.
• Influences peers and project decision-makers to consider the use and application of leading-edge technologies.
• Adds to the team culture of diversity, opportunity, inclusion, and respect.

Skills

Java

Python

Spring Core

Spring Boot

REST APIs

JPA

Hibernate

Kubernetes

Docker

Security standards

OAuth

TLS

JWT

Kerberos

Domain Driven Design

Microservices

Agile

AIML

ELK

Prometheus

Grafana

AppDynamics

Splunk

AWS

S3

EKS

EC2

EMR Spark

SageMaker

SQS

Lambda

CloudFormation

Terraform

Kafka

Cassandra

Tools

Docker

Kubernetes

Swagger

Skaffold

ELK stack

Prometheus

Grafana

AppDynamics

Splunk

AWS services

Job description

Senior Principal Software Engineer - Fraud Prevention Engineering

Job Information

• Job Identification 210791287
• Job Category Software Engineering
• Business Unit Commercial & Investment Bank
• Posting Date 09/17/2026, 05:44 PM
• Locations 3223 Hanover St, Palo Alto, CA, 94304, US
• Job Schedule Full time

Job Description

We’re looking for a tech leader ready to take their career to new heights. Join the ranks of top talent at one of the world’s most influential companies.

As a Senior Principal Software Engineer at JPMorgan Chase within the Trust & Safety , Payments Technology organization, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. Drive significant business impact through your capabilities and contributions, and apply deep technical expertise and problem-solving methodologies to tackle a diverse array of challenges that span multiple technologies and applications.

Job responsibilities

• Writes advanced level code in Java to build cutting edge high through put low latency engineering solutions
• Regularly provides technical guidance and direction to support the business and its technical teams, contractors, and vendors
• Develops secure and high-quality production code, and reviews and debugs code written by others
• Drives decisions that influence the product design, application functionality, and technical operations and processes
• Actively contributes to the engineering community as an advocate of firmwide frameworks, tools, and practices of the Software Development Life Cycle
• Influences peers and project decision-makers to consider the use and application of leading-edge technologies
• Adds to the team culture of diversity, opportunity, inclusion, and respect

Required qualifications, capabilities, and skills

• Formal training or certification on software engineering concepts and 10+ years applied experience
• Hands-on practical experience building low latency, high throughput server side python based software solutions.Advanced in Java and related programming languages
• Experience with developing highly scalable, secure, and resilient applications utilizing Java, Spring Core, Spring Boot, REST APIs, JPA, Hibernate, Kubernetes, Docker, Swagger, and Skaffold
• Excellent understanding of security standards, such as OAuth, TLS, JWT, Kerberos etc.
• Good understanding of Domain Driven Design, microservices patterns, and modern/emerging architectures
• Agile software development experience is a must
• Proficiency with AIML Model developmentFamiliarity with log/metric collection and monitoring technologies, such as ELK stack, Prometheus, Grafana, AppDynamics, & Splunk is a plus
• Proficiency with Python programming language
• Expertise in application, data, and infrastructure architecture disciplines
• Experience with modern microservices architecture

Preferred qualifications, capabilities, and skills

• Experience with even driven processing utilizing Kafka is a plus
• Experience with Cassandra or equivalent no-SQL databases
• Knowledge of API management
• Ability to work collaboratively in teams and develop meaningful relationships to achieve common goal.
• Excellent verbal and written communication
• Expertise with AWS services, such as S3, EKS, EC2, EMR Spark, AWS Glue, SageMaker, SQS, Lambda, Cloud Formation, and Terraform is highly desirable
• Experience with Flink stream processing is a big plus

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorgan Chase’s review of criminal conviction history, including pretrial diversions or program entries.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.