Senior Premium Auditor

ICW INSURANCE COMPANY OF THE WEST; California; Hybrid; USD 79,000 - 133,000; Full time

Job summary

ICW Group seeks a Senior Field Premium Auditor to analyze and conduct field audits determining premium exposures for policy coverages. You will review client records, apply company rules, and ensure accurate and efficient field audits with superior service.

The ideal candidate will have a Bachelor's in Accounting/Business, 3–5 years of related auditing experience, and preferred certifications (APA/CIPA/CPCU), along with a valid driver’s license and willingness to travel up to 25%.

Qualifications

• Bachelor’s degree in Accounting, Business, or related field; or equivalent experience.
• 3–5 years of related experience as a Field Premium Auditor.
• APA, CPCU, or CIPA certification preferred; valid driver’s license.

Responsibilities

• Performs field audits for organizational accounts and resolves disputes.
• Conducts timely and accurate premium and service audits, examining payroll data and base exposures.
• Manages audits on larger and more complex accounts and assists in resolving disputes.
• Delivers excellent customer service for the audit experience, including addressing disputes.
• Provides technical assistance and resolves issues with internal and external customers.

Skills

Commercial Lines knowledge

Auditing/analytical

Communication skills

Time management

Reading financial documents

Education

Bachelor's degree in Accounting/Business or related field

APA/CIPA/CPCU certification preferred

Tools

WCRIB

NCCI

Payroll systems

Accounting software

Job description

Are you looking to make an impactful difference in your work, yourself, and your community? Why settle for just a job when you can land a career? At ICW Group, we are hiring team members who are ready to use their skills, curiosity, and drive to be part of our journey as we strive to transform the insurance carrier space. We're proud to be in business for over 50 years, and its change agents like yourself that will help us continue to deliver our mission to create the best insurance experience possible. Headquartered in San Diego with regional offices located throughout the United States, ICW Group has been named for the twelfth consecutive year in a row and for the 20th time overall as a Top 50 performing P&C organization offering the stability of a large, profitable and growing company combined with a focus on all things people. It's our team members who make us an employer of choice and the vibrant company we are today. We strive to make both our internal and external communities better everyday! Learn more about why you want to be here!

PURPOSE OF THE JOB

The purpose of Senior Field Premium Auditor is to analyze, review, and/or conduct insurance premium audits in the field to determine the actual exposures and premium to be charged for policy coverages. This role will audit policyholder’s records and apply rules and company standards. This position exists to ensure accurate and efficient field audits while providing excellent customer service.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Performs audits in the field for organizational accounts and resolves applicable disputes.
• Conducts timely and accurate premium and service audits, examining financial records pertaining to stated premium base.
• Manages audits on larger and more complex accounts and assists in resolving complex disputes.
• Delivers excellent customer service for the entire audit experience including responding to disputes.
• Provides technical assistance and resolves technical issues with internal and external customers including reviewers, underwriters, and agents.
• Communicates with customers, agents, and external constituencies throughout audit.
• Connects with insureds, agents, and company personnel to communicate and provide audit findings and ensure understanding of the change in premium exposures.
• Consults with NCCI/WCIRB and other independent bureaus regarding classification and technical issues.
• Present status of audit inventory on a regular basis to management.
• Keeps current on information relative to premium auditing through internal and external resources.
• Partners with customers to ensure a professional and expeditious audit.
• Examines policyholder’s payroll records and operations.
• Records and summarizes proper payroll and classification used to determine premium.
• Implements an analysis of insured’s business operations to determine appropriate classifications and exposures.

SUPERVISORY RESPONSIBILITIES

This role does not have direct reports but may mentor/train less experienced field auditors.

EDUCATION AND EXPERIENCE

Bachelor's degree from four-year college or university required with a major or emphasis in Accounting, Business or related field, or equivalent combination of education and experience. Minimum 3 – 5 years of related experience as a Field Premium Auditor required. Carrier experience preferred.

CERTIFICATES, LICENSES, REGISTRATIONS

Associate in Premium Auditing (APA), Certified Insurance Premium Auditor (CIPA), or Chartered Property & Casualty Underwriter (CPCU) certification preferred. Valid driver’s license required.

KNOWLEDGE AND SKILLS

Must have a good working knowledge of Commercial Lines policies (i.e., Workers’ Compensation, General Liability, other commercial lines coverages as applicable. Experience working with WCRIB, NCCI, and other independent bureaus is highly desirable. Must be aware of and understand a variety of payroll and accounting systems, and the differences in Workers’ Compensation jurisdictions. Ability to read, analyze, and interpret technical journals, financial reports, and legal documents. Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community. Ability to effectively present information to top management and public groups. Solid math skills including the ability to add, subtract, multiply, and divide using whole numbers, common fractions, and decimals. Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to work independently with excellent time management skills. Strong verbal and written communication skills.

PHYSICAL REQUIREMENTS

Position may require overnight travel – up to 25% In conducting audits and performing other tasks, works with computers and computer screens for multiple hours per day; must be able to lift and carry 25-40 pounds. Position is sedentary approximately 75% of time. Must be able to drive and be comfortable working independently.

WORK ENVIRONMENT

This job is a combination of working from home and working in the insured’s clerical office areas and requires the frequent use of a computer, telephone, and other standard office equipment. Requires travel (driving and flying) to insureds’ locations to conduct audits. Customer worksites may vary in the environment.

SALARY

The current range for this position is $78,678.61 - $132,686.15 This range is exclusive of fringe benefits and potential bonuses. If hired at ICW Group, your final base salary compensation will be determined by factors unique to each candidate, including experience, education and the location of the role and considers employees performing substantially similar work.

WHY JOIN ICW GROUP?

Challenging work and the ability to make a difference You will have a voice and feel a sense of belonging We offer a competitive benefits package, with generous medical, dental, and vision plans as well as 401K retirement plans and company match Bonus potential for all positions Paid Time Off Paid holidays throughout the calendar year Want to continue learning? We’ll support you 100%

ICW Group is committed to creating a diverse environment and is proud to be an Equal Opportunity Employer.

ICW Group will not discriminate against an applicant or employee on the basis of race, color, religion, national origin, ancestry, sex/gender, age, physical or mental disability, military or veteran status, genetic information, sexual orientation, gender identity, gender expression, marital status, or any other characteristic protected by applicable federal, state or local law.

Job Category Accounting and Finance

At ICW Group we offer a work environment that encourages entrepreneurialism and celebrates success. Our team members are hands-on contributors who are given the opportunity to make an impact. It's our people who make us an employer of choice and the vibrant company we are today.