Senior Portfolio Manager - Specialized Cash Flow Credit Delivery

Truist Financial Corporation; South Fulton (GA); On-site; USD 100,000 - 125,000; Full time

Job summary

An established industry player is seeking a detail-oriented individual to join their Commercial Specialized Cash Flow Credit Delivery group. This role involves supporting deal teams, managing credit processes, and conducting thorough financial analyses to facilitate revenue growth. Candidates should possess strong analytical and communication skills, with a proven ability to work collaboratively in a fast-paced environment. This innovative firm offers a dynamic work atmosphere where your contributions will directly impact client success and drive strategic decision-making. If you thrive in a challenging setting and are eager to develop your skills further, this opportunity is perfect for you.

Qualifications

• Strong analytical skills and attention to detail are essential.
• Advanced proficiency in Microsoft Excel and PowerPoint required.

Responsibilities

• Manage and execute credit event processes as part of deal teams.
• Conduct due diligence and develop complex financial models.
• Provide high-level support in financing and structural advice.

Skills

Analytical Skills

Communication Skills

Leadership Skills

Negotiation Skills

Time Management

Teamwork

Education

Bachelor’s Degree

Master’s Degree

Tools

Microsoft Excel

Microsoft PowerPoint

Microsoft Word

Job description

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Regular or Temporary: Regular

Language Fluency: English (Required)

Work Shift: 1st shift (United States of America)

Please review the following job description:

The Commercial Specialized Cash Flow Credit Delivery group (“Group”) supports and facilitates new revenue growth through integrated origination and execution of capital structure alternatives and traditional banking revenue products. The Group structures, underwrites, and closes complex and often leveraged debt transactions for new and existing clients and private equity firms in Commercial Banking, driving, and directing the process and activities necessary to obtain Truist’s balance sheet commitment as well as support syndicated risk decisions. Financing transactions include bilateral and participation opportunities that include private, family-owned transactions as well as sponsor-owned, leveraged transactions. The Group also actively manages the related loan portfolio to meet client needs while also ensuring appropriate risk/return strategies and executes amendments, refinancing and ancillary credit product approvals. Responsible for ongoing client dialogue, including product partner opportunity identification where appropriate. Actively manages portfolio risk through risk rating integrity, client reviews, watchlist management, and amendments/waivers, as well as executing compliance, audit and regulatory guidelines and reviews. The group is also responsible for early identification of emerging credit problems and industry trends to initiate risk mitigation actions and ensure appropriate capital allocation.

Group members often have significant leveraged lending experience, capital structure knowledge, and legal and documentation expertise. They are expected to demonstrate strong negotiation and persuasion skills during their interactions externally with C-level corporate management and private equity clients, and internally with partners.

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

• Reporting to the Group Credit Leader, supports deal teams, manages, coordinates, and executes credit event processes (underwritings, refinancings and/or amendments), as part of deal teams. Together with teammates, conducts due diligence, obtains credit approval and facilitates legal review for transactions. Develops or coordinates development of complex financial models and provides analytical support including analyzing financial statements and projections.
• Fluent in Microsoft Office (Word, Excel and PowerPoint); ability to navigate Truist's systems and applications.
• Develop a working knowledge of Truist products and demonstrates superior technical skills.
• Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams.
• Works closely with teammates in the preparation of on-time and high-quality annual client reviews, renewals, and amendments. Experienced teammates may be responsible for completing entire annual reviews on assigned clients.
• Provides high-level support in providing financing and structural advice to Relationship Managers, clients and prospects to facilitate transactions. Negotiates or supports the negotiation of key financial structure, credit agreement and legal documentation issues necessary to successfully originate and syndicate financing commitments for clients and prospects.
• Manages time-critical financial and operational due diligence and underwriting activities.
• Creates and/or utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
• Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies.
• Meaningfully contributes to the creation and writing of credit product approval documents and presentations.
• Supports management of the portfolio and independently manages a portfolio of clients with oversight from Group Credit Leader.
• Achieves timely submission of annual reviews, underwritings and amendments to allow for sufficient review and decision by applicable approval authority.
• Maintains active ownership and timely processing of quarterly risk ratings within own portfolio and as needed across the team.
• Effectively works with partners and teammates with little oversight. Demonstrates leadership through the management of various projects and requests specific to assigned practice groups.
• Takes ownership of client follow up activities.
• Consistently trains and mentors junior teammates and reviews their work product.

Qualifications

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Bachelor’s degree
• Strong analytical skills and attention to detail
• Strong written and verbal communication skills
• Competitive drive and high work ethic, self-starter, team-oriented
• Solid leadership and interpersonal skills
• High level of adaptability and flexibility with strong organizational and time management skills
• Some understanding of business
• Advanced proficiency in Microsoft Excel and PowerPoint

Preferred Qualifications:

• Master’s Degree and/or CPA or CFA
• Minimum GPA: 3.0