Senior Personal Financial Planner

Monotelo Advisors Inc; Elgin (IL); Hybrid; USD 100,000 - 140,000; Full time

Benefits offered by this job

401(k)

401(k) matching

Performance bonuses

Free food & snacks

Paid time off

Profit sharing

Training & development

Job summary

Monotelo Advisors Inc based in Elgin, Illinois, is seeking a Director of Financial Planning to lead their financial planning function. This role involves delivering exceptional client advisory services and mentoring junior planners while integrating emerging technologies.

The ideal candidate has a CFP designation and over 5 years of experience in financial planning, along with a strategic mindset focused on achieving long-term client goals. This position offers a flexible work environment and opportunities for professional growth.

Qualifications

• Minimum 5 years of experience in financial planning or advisory services.
• Strong understanding of retirement, estate, tax, and investment planning.
• Proficient in identifying tax-saving opportunities.

Responsibilities

• Serve as lead planner for high-value clients delivering financial plans.
• Supervise and develop planning staff.
• Champion the use of AI tools to enhance planning workflows.

Skills

CFP designation

5+ years in financial planning

Strong technical knowledge in retirement planning

Excellent communication skills

Comfortable with emerging technologies

Education

CFP designation

CPA or EA preferred

Tools

RightCapital Software

Blackrock

Interactive Brokers

Job description

Director of Financial Planning

Primary Objective

Lead the firm’s financial planning function by delivering comprehensive client advisory services, managing planning staff and workflows, and driving strategic growth through wealth management, exit planning, and planning technology integration. We seek a motivated, curious, humble, smart, and hungry-to-learn professional who is eager to grow and consistently pursue excellence in this leadership role.

Benefits

• 401(k)
• 401(k) matching
• Bonus based on performance
• Free food & snacks
• Paid time off
• Profit sharing
• Training & development

Client-Facing Financial Planning

• Serve as lead planner for high-value clients, delivering full-spectrum financial plans including:
  • Retirement and estate planning
  • Tax optimization and cash flow management
  • Education and insurance planning
• Conduct quarterly and annual reviews, scenario modeling, and plan updates.
• Take client meetings both in-office and online to maintain strong relationships and service continuity.
• Take prospecting meetings with potential clients to assess fit and introduce planning services.
• Ensure timely delivery of client planning deliverables and follow-through on action items.
• Coordinate with tax and accounting teams for integrated execution.

Team Leadership & Development

• Supervise one junior planner and support staff involved in financial planning.
• Provide mentorship and training aligned with CFP Board standards.
• Ensure planning deliverables meet quality and compliance standards.

Technology & AI Adoption

• Champion the use of AI tools to enhance planning workflows, improve client outcomes, and streamline data analysis.
• Support AI‑driven planning initiatives and training for staff.

Strategic Planning & Growth

• Collaborate with leadership on long‑range planning initiatives including:
  • Staffing transitions and succession planning
  • Cloud migration and software integration
  • Development of planning tools and calculators
• Participate in business development efforts and support top‑tier client relationships.

Compliance & Oversight

• Ensure planning practices align with CFP Board ethics, fiduciary standards, and regulatory requirements.
• Monitor legislative changes and update planning strategies accordingly.

Performance Expectations

• Maintain a book of business with consistent monthly billable hours.
• Target 70–100 billable hours per month through planning engagements, implementation, onboarding, and specialized services.
• Contribute to firm revenue through planning engagement and strategic consulting.
• Support client retention and upsell opportunities.

Qualifications

• CFP designation required; CPA or EA a plus.
• Minimum 5 years of experience in financial planning or advisory services.
• Strong technical knowledge in retirement, estate, tax, and investment planning.
• Experience with planning software RightCapital, Blackrock, and Interactive Brokers.
• Excellent communication and client relationship skills.
• Comfortable with emerging technologies and excited to leverage AI tools to improve planning workflows and client service.
• Personable, empathetic, and able to adapt communication style to meet diverse client needs.
• Solid understanding of personal tax and planning is essential, with ability to navigate complex tax situations and optimize strategies for individual clients. Proficiency in identifying tax‑saving opportunities and integrating tax considerations into holistic financial plans.

Ideal Candidate Profile

• Strategic thinker with a passion for helping clients achieve long‑term financial goals.
• Proactive and organized, with strong follow‑through on client deliverables.
• Collaborative leader who enjoys mentoring and developing junior staff.
• Curious and tech‑savvy, eager to explore new tools and approaches.
• Confident communicator who thrives in both in‑person and virtual client settings.
• Excited to learn and continuously seek new knowledge to stay ahead in the evolving financial landscape.

Our Mission and Values

At Monotelo, our mission is to serve our clients with expert financial guidance and strategic insights to empower their growth and long‑term success. We are driven by the belief that everyone deserves the opportunity to thrive.

Our core values guide everything we do:

• People Matter: We prioritize the well‑being and development of our team members and clients.
• Results Matter: We are committed to delivering high‑quality results that drive success.
• Contribute: We believe in giving back to our community and making a positive impact.
• Do the Right Thing: We uphold the highest standards of integrity and ethics in all our actions.
• Do What You Say: We value accountability and reliability, ensuring that we follow through on our commitments.

Flexible work from home options available.