Senior Payment Analyst, Payment Economics

IRB USA Inspire Resources; Atlanta (GA); On-site; USD 90,000 - 130,000; Full time

Job summary

Inspire is seeking a finance professional to lead payments P&L management and budgeting for multiple brands. You will forecast, analyze cost drivers, and prepare executive summaries to guide cost optimization and profitability.

Collaboration with Accounting, IT, and Brand teams will be essential to identify efficiency gains and revenue opportunities across restaurants and digital channels. The role requires a 4-year degree in finance-related fields and 3+ years of experience in strategic or

Qualifications

• 4-year degree in Finance, Accounting or Economics or related field.
• MBA or other advanced degree preferred.
• 3+ years of progressive experience in strategic or operational finance, consulting, or payments.
• Hands-on experience with ERP systems (Oracle preferred).

Responsibilities

• Manage payments P&Ls day-to-day including forecasting, budgeting, and variance analysis.
• Analyze payments P&L performance across the organization including interchange, chargebacks, fees and vendor costs.
• Collaborate with Accounting, IT, Commercial Services and Brand teams to reduce costs and increase sales through budget management.
• Prepare period, quarterly and ad hoc financial reports, forecasts and analyses.
• Provide detailed financial analysis of costs of payments acceptance across restaurants and digital channels.

Skills

Excel

PowerPoint

Variance analysis

Financial modeling

Budgeting

SQL

Tableau

Power BI

Education

Bachelor's degree in Finance/Accounting/Economics

MBA or advanced degree

Tools

Oracle ERP

SQL

Snowflake

Tableau

Power BI

Job description

RESPONSIBILITIES

• Manage payments P&L’s on a day-to-day basis including forecasting, budgeting, and variance analysis.
• Analyzes payments P&L performance across the organization assessing interchange, chargebacks, transaction and network fees, and vendor costs – summarizing financial performance to budget, areas of opportunity, and action plans for remediation of errors.
• Partner with various Inspire Brands departments, including Accounting, IT, Commercial Services, and the Brand level teams to identify opportunities to reduce costs, provide operational efficiencies, and to increase sales through budget management.
• Prepare period, quarterly, and ad hoc financial reports, forecasts and analysis.
• Provide detailed financial analysis of cost of payments acceptance across company restaurants and digital channels.
• Prepare monthly, quarterly, annually, and ad-hoc management reporting and executive summaries of budget, actuals, and performance.
• Prepares and maintains budget and forecast of gift card breakage and escheatment for all company brands and partners with other internal functional teams to prepare accruals and variance analysis.
• Define financial payment metrics across the company to advocate, educate and align key stakeholders.
• Partner with external suppliers to remediate errors and identify opportunities to drive profitability to our brands.
• Continually evaluate the effectiveness of operational procedures and controls to maximize department productivity and minimize errors
• Ensures timely payment of payment vendor invoices and proper allocation to business units.
• Collaborate with other functional teams in order to prepare, monitor and analyze payments budgets and correct any discrepancies.
• Summarizes financial impacts of new interchange and fees, working with internal and external partners to fully understand facts on when, how and if company would be impacted.
• Acts as a payment's liaison with the company’s business units in analyzing payments financial KPI’s and handling ad hoc inquiries and related matters.
• Assists with special projects as assigned including evaluating payment partners, the ROI of new initiatives, and opportunities to add additional value to the company through payment programs.

EDUCATION & EDUCATION QUALIFICATIONS

• Required: 4-Year degree in Finance, Accounting or Economics or related field.
• Preferred: MBA or other advanced degree.
• 3+ years progressive experience in strategic finance, operational finance, consulting, or payment related fields.
• Hands on experience with ERP Systems (Oracle, preferred).

REQUIRED KNOWLEDGE, SKILLS or ABILITIES

• Aptitude and desire for learning new systems.
• Intermediate to advanced knowledge of Microsoft Excel, PowerPoint and Word.
• Intermediate knowledge of finance and budget management
• Strong understanding of financial statements and foundational accounting principles.
• Excellent analytical acumen including financial modeling and variance analysis.
• Familiarity of consumer payment methods such as ACH, credit/debit cards, digital wallets and payment industry terminology such as chargebacks, interchange and breakage.
• Familiarity with gift card programs and an understanding of unclaimed property.
• Outstanding written and verbal communication skills.
• Demonstrated learning agility, critical-thinking, troubleshooting and analytical skills.
• Demonstrated ability to automate, re-engineer processes, and challenge the status quo.
• Exceptional organizational and collaboration skills with ability to prioritize and pivot quickly.
• Demonstrated ability to work in teams and collaborate across departments.
• Responsive, action-oriented, deadline-driven and heightened sense of urgency.
• Preferred: Experience with Business Intelligence analysis and presentation tools, including Tableau and Microsoft Power Business Intelligence.
• Preferred: Knowledge of database tools including SQL and Snowflake.
• Preferred: Experience with AI tools and a willingness to find ways to increase automation and assist with tasks.

DIRECT REPORTS

None.

Inspire is a multi-brand restaurant company whose portfolio includes more than 33,300 Arby’s, Baskin‑Robbins, Buffalo Wild Wings, Dunkin’, Jimmy John’s, and SONIC restaurants worldwide. We’re made up of some of the world’s most iconic restaurant brands, but we’re much more than just a restaurant company. We’re a team of hundreds of thousands who individually and collectively are changing the way people eat, drink, and gather around the table. We know that food is much more than a staple—it’s an experience. At Inspire, that’s our purpose: to ignite and nourish flavorful experiences. Inspire is a multi-brand restaurant company whose portfolio includes more than 33,400 Arby’s, Baskin‑Robbins, Buffalo Wild Wings, Dunkin’, Jimmy John’s, and SONIC restaurants across 55 global markets. In an industry facing increasing disruption, our leaders saw an opportunity to build a restaurant company unlike any other – one that brings together differentiated yet complementary brands and aims to make them stronger than they would be on their own. Found inherently in the purposes of our family of brands, we identified a common thread between our restaurants – the capacity to inspire. From guest experience to career development to community well‑being, Inspire plays a role in the lives of millions of people every day. Our brands are diverse, distinctive, and fan favorites. In a sense, you could say we seek those who provide something different than the norm.