Senior Municipal Credit Underwriter

Bank of America Corporation; Chicago (IL); On-site; USD 87,000 - 200,000; Full time

Benefits offered by this job

Discretionary bonus

Benefits package

Job summary

Bank of America Corporation in Chicago, IL is seeking a senior credit professional to support underwriting and monitoring for state and local government clients. You will lead credit analysis, structure transactions, and coach junior staff while ensuring compliance and timely delivery.

The role focuses on municipal/public finance, requires deep financial statement analysis, and collaboration with risk, relationships, and legal teams.

Qualifications

• 5+ years of experience in commercial banking, finance or credit ratings with municipal/public finance exposure.
• Experience in analysis and structuring of complex transactions.
• Strong credit and risk analysis skills.
• Proven ability to analyze, interpret and negotiate third party documentation.

Responsibilities

• Leads the credit analysis process with support from analysts and associates.
• Partner with Credit Officers, Relationship Management and Risk teams to understand structuring needs.
• Monitor performance and financial condition, identifying issues and opportunities.
• Deliver financial modeling and loan structuring analyses to support decisions.
• Review junior teammates' work to ensure compliance with laws and policy.

Skills

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Education

Undergraduate degree in finance, accounting or related field

Tools

Microsoft Office

Job description

Bank of America Corporation in Chicago, IL is seeking a senior credit professional to support underwriting and monitoring for state and local government clients. You will lead credit analysis, structure transactions, and coach junior staff while ensuring compliance and timely delivery.

The role focuses on municipal/public finance, requires deep financial statement analysis, and collaboration with risk, relationships, and legal teams.