Senior MSR & Portfolio Analyst - Servicing (Hybrid)

Figure

United States

Hybrid

USD 85,000 - 128,000

Full time

3 days ago

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Benefits offered by this job

Health insurance

Vision & dental

401k & commuter

Life and disability

Paid holidays & PTO

Family leave

Education reimbursement

Job summary

Figure is seeking a Senior Financial Portfolio Analyst – Servicing in the United States to provide advanced financial analysis, portfolio performance monitoring, servicing cost modeling, compliance oversight, and forecasting for a servicing portfolio. Supports Servicing Operations, Capital Markets, Collections/Default, Investor Reporting, and Asset Management.

The role requires 4–7 years of mortgage FP&A or servicing analytics, strong MSR economics expertise, and experience with

Qualifications

Bachelor’s degree in Finance, Accounting, Statistics, Business or related field.
4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
Strong understanding of MSR economics, delinquency modeling, and servicing cost structures.
Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI.
Ability to work independently and manage complex workloads with strict deadlines.

Responsibilities

Servicing P&L Management — Maintain and enhance servicing profit‑and‑loss models, including revenue streams, ancillary fees, sub‑servicing costs, advances, late fees, recoveries, and allocations.
MSR Valuation Support — Model MSR valuation with discount rates, CPR/prepayment speeds, delinquency curves, and cost‑to‑service assumptions.
Portfolio Analytics — Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
Revenue & Cost Forecasting — Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance.
Risk & Compliance Monitoring — Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
Escrow & Advance Modeling — Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.
Operational & Strategic Support — Contribute financial insights to operational efficiency initiatives.
Reporting & Executive Presentations — Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.